/* ==========================================================================
   Main stylesheet - SviKrediti inspired UI
   ========================================================================== */

/* ==========================================================================
   Self-Hosted Fonts (GDPR Compliance - Variable Font)
   ========================================================================== */
@font-face {
	font-family: 'Nunito';
	src: url('../fonts/Nunito-VariableFont_wght.ttf') format('truetype');
	font-weight: 200 900;
	font-display: swap;
	font-style: normal;
}

@font-face {
	font-family: 'Nunito';
	src: url('../fonts/Nunito-Italic-VariableFont_wght.ttf') format('truetype');
	font-weight: 200 900;
	font-display: swap;
	font-style: italic;
}


*,
*::before,
*::after {
	box-sizing: border-box;
}

html,
body {
	margin: 0;
	padding: 0;
	overflow-x: hidden;
}

/* Lock page scroll when the mobile drawer is open. Locking <html>
   (not <body>) avoids the iOS bug where body { overflow:hidden }
   still allows the page to scroll under touch. */
html.is-nav-locked,
html.is-nav-locked body {
	overflow: hidden;
	touch-action: none;
}

@media (prefers-reduced-motion: reduce) {
	.site-header,
	.primary-navigation,
	.mobile-nav-backdrop {
		transition: none !important;
	}
}

body {
	font-family: 'Nunito', var(--font-family-primary);
	font-size: var(--font-size-base);
	line-height: 1.6;
	color: var(--color-text-primary);
	background: var(--color-background);
	-webkit-font-smoothing: antialiased;
	-moz-osx-font-smoothing: grayscale;
}

a {
	color: inherit;
}

.screen-reader-text {
	position: absolute;
	width: 1px;
	height: 1px;
	padding: 0;
	margin: -1px;
	overflow: hidden;
	clip: rect(0, 0, 0, 0);
	white-space: nowrap;
	border: 0;
}

.skip-link {
	position: absolute;
	top: -100%;
	left: var(--space-4);
	z-index: var(--z-toast);
	padding: var(--space-2) var(--space-4);
	background: var(--color-primary);
	color: var(--color-text-inverse);
	border-radius: var(--radius-md);
	text-decoration: none;
	transition: top var(--transition-base);
}

.skip-link:focus {
	top: var(--space-4);
}

/* Header */
.site-header {
	position: sticky;
	top: 0;
	z-index: var(--z-sticky);
	height: var(--header-height);
	background: transparent;
	border-bottom: 1px solid transparent;
	box-shadow: none;
	transition: transform var(--transition-slow), background-color var(--transition-base), border-color var(--transition-base), box-shadow var(--transition-base);
}

.site-header.is-scrolled {
	background: rgba(255, 255, 255, 0.96);
	-webkit-backdrop-filter: saturate(180%) blur(16px);
	backdrop-filter: saturate(180%) blur(16px);
	border-bottom-color: var(--color-border);
	box-shadow: 0 2px 20px rgba(10, 37, 64, 0.08), 0 1px 0 rgba(10, 37, 64, 0.04);
}

.site-header.header-hidden {
	transform: translateY(-100%);
}

.header-container {
	display: grid;
	grid-template-columns: auto 1fr auto;
	align-items: center;
	column-gap: var(--space-6);
	max-width: var(--container-max);
	height: 100%;
	margin: 0 auto;
	padding: 0 var(--space-4);
}

.site-branding {
	display: flex;
	align-items: center;
	min-width: 150px;
}

.site-branding .custom-logo-link,
.site-branding .custom-logo {
	display: block;
	max-height: 40px;
	width: auto;
}

/* Brzi Keš bicolor wordmark logo */
.site-logo-link svg,
.site-logo-img {
	display: block;
	height: var(--logo-height);
	width: auto;
	vertical-align: middle;
	transition: transform var(--transition-base), filter var(--transition-base);
	will-change: transform, filter;
}

.site-logo-link:hover .site-logo-img,
.site-logo-link:focus .site-logo-img {
	transform: scale(1.05);
	filter: brightness(1.1);
}

.mobile-nav-logo-link svg,
.mobile-nav-logo {
	height: var(--logo-height-mobile) !important;
}

.primary-navigation {
	justify-self: center;
}

/* Hidden on desktop — only visible inside mobile slide-out nav */
.mobile-nav-header,
.mobile-nav-backdrop {
	display: none;
}

/* Contact block is hidden on desktop only; mobile gets it by default */
@media (min-width: 769px) {
	.mobile-nav-contact {
		display: none;
	}
}

.primary-navigation ul {
	display: flex;
	align-items: center;
	gap: var(--space-6);
	margin: 0;
	padding: 0;
	list-style: none;
}

.primary-navigation a {
	display: inline-block;
	padding: var(--space-2) var(--space-1);
	text-decoration: none;
	font-size: 15px;
	font-weight: 600;
	color: var(--color-text-secondary);
	border-bottom: 2px solid transparent;
	transition: color var(--transition-base), border-color var(--transition-base);
	letter-spacing: 0.01em;
}

.primary-navigation a:hover,
.primary-navigation a:focus,
.primary-navigation .current-menu-item>a,
.primary-navigation .current-menu-ancestor>a {
	color: var(--color-primary-dark);
	border-bottom-color: var(--color-cta);
}

.header-right,
.header-cta {
	display: inline-flex;
	align-items: center;
	justify-self: end;
	gap: var(--space-3);
}

.header-phone {
	display: inline-flex;
	align-items: center;
	gap: var(--space-2);
	font-size: var(--font-size-sm);
	font-weight: 700;
	text-decoration: none;
	color: var(--color-primary-dark);
}

.icon-phone {
	color: var(--color-primary);
}

.phone-number {
	white-space: nowrap;
}

.mobile-menu-toggle {
	display: none;
	align-items: center;
	justify-content: center;
	flex-direction: column;
	gap: 5px;
	width: 44px;
	height: 44px;
	padding: var(--space-2);
	border: 0;
	border-radius: var(--radius-md);
	background: transparent;
	cursor: pointer;
	transition: background var(--transition-base);
}

.mobile-menu-toggle:hover,
.mobile-menu-toggle:focus-visible {
	background: var(--color-surface);
}

.hamburger-line {
	width: 24px;
	height: 2px;
	border-radius: 2px;
	background: var(--color-text-primary);
	transition: transform var(--transition-base), opacity var(--transition-base);
}

.mobile-menu-toggle[aria-expanded="true"] .hamburger-line:nth-child(1) {
	transform: translateY(7px) rotate(45deg);
}

.mobile-menu-toggle[aria-expanded="true"] .hamburger-line:nth-child(2) {
	opacity: 0;
}

.mobile-menu-toggle[aria-expanded="true"] .hamburger-line:nth-child(3) {
	transform: translateY(-7px) rotate(-45deg);
}

/* Buttons */
.btn {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	gap: var(--space-2);
	padding: var(--space-3) var(--space-6);
	border: 1.5px solid transparent;
	border-radius: var(--btn-radius);
	text-decoration: none;
	font-family: inherit;
	font-size: var(--font-size-base);
	font-weight: 600;
	line-height: 1;
	cursor: pointer;
	transition: all var(--transition-base);
}

.btn-lg {
	padding: var(--space-4) var(--space-8);
	font-size: var(--font-size-xl);
}

.btn-sm {
	padding: var(--space-2) var(--space-4);
	font-size: var(--font-size-sm);
}

.btn-cta {
	background: var(--color-cta);
	color: var(--color-text-inverse);
	border-color: var(--color-cta);
}

.btn-cta:hover,
.btn-cta:focus {
	background: var(--color-cta-hover);
	border-color: var(--color-cta-hover);
	color: #ffffff;
	transform: translateY(-1px);
	box-shadow: 0 4px 12px rgba(var(--color-cta-rgb), 0.35);
}

.header-cta-btn {
	background: var(--color-cta);
	color: var(--color-text-inverse);
	border-color: var(--color-cta);
	font-size: var(--font-size-base);
}

.header-cta-btn:hover,
.header-cta-btn:focus {
	background: var(--color-cta-hover);
	border-color: var(--color-cta-hover);
	color: #ffffff;
}

.btn-primary {
	background: var(--color-primary);
	color: var(--color-text-inverse);
	border-color: var(--color-primary);
}

.btn-primary:hover,
.btn-primary:focus {
	background: var(--color-cta-hover);
	border-color: var(--color-cta-hover);
	color: #ffffff;
}

.btn-accent {
	background: var(--color-accent);
	color: var(--color-text-inverse);
	border-color: var(--color-accent);
}

.btn-accent:hover,
.btn-accent:focus {
	background: var(--color-accent-light);
	border-color: var(--color-accent-light);
	color: #ffffff;
	transform: translateY(-1px);
	box-shadow: 0 4px 12px rgba(0, 212, 170, 0.35);
}

.btn-ghost {
	background: transparent;
	color: var(--color-primary);
	border-color: var(--color-border);
}

.btn-ghost:hover,
.btn-ghost:focus {
	border-color: var(--color-primary);
	background: rgba(var(--color-primary-rgb), 0.04);
}

.btn-secondary {
	background: transparent;
	color: var(--color-cta);
	border-color: var(--color-cta);
}

.btn-secondary:hover,
.btn-secondary:focus {
	background: var(--color-cta);
	color: var(--color-text-inverse);
}

/* ============================================================
   HERO — Split layout
   ============================================================ */
.hero-section {
	position: relative;
	isolation: isolate;
	/* Header overlays this section transparently — pull section up under the
	   sticky header so the gradient extends to the top of the viewport. */
	margin-top: calc(var(--header-height) * -1);
	padding: var(--header-height) clamp(16px, 4vw, 36px) 0;
	background:
		linear-gradient(90deg, rgba(255, 255, 255, 0.7) 0 1px, transparent 1px 100%),
		linear-gradient(180deg, rgba(255, 255, 255, 0.62) 0 1px, transparent 1px 100%),
		linear-gradient(135deg, #f8fbff 0%, #edf5ff 47%, #dfeaff 100%);
	background-size: 72px 72px, 72px 72px, auto;
	border-bottom: 1px solid rgba(10, 37, 64, 0.08);
	overflow: hidden;
}

.hero-section::before {
	content: "";
	position: absolute;
	inset: 0 0 auto auto;
	z-index: -1;
	width: min(48vw, 690px);
	height: 100%;
	background: linear-gradient(135deg, rgba(99, 91, 255, 0.18), rgba(0, 212, 170, 0.12));
	clip-path: polygon(28% 0, 100% 0, 100% 100%, 0 100%);
	opacity: 0.9;
}

.hero-section::after {
	content: "";
	position: absolute;
	right: clamp(20px, 5vw, 80px);
	bottom: clamp(24px, 5vw, 72px);
	z-index: -1;
	width: min(28vw, 420px);
	aspect-ratio: 1.45;
	border: 1px solid rgba(99, 91, 255, 0.14);
	background:
		linear-gradient(135deg, rgba(255, 255, 255, 0.58), rgba(255, 255, 255, 0.2)),
		repeating-linear-gradient(90deg, rgba(10, 37, 64, 0.08) 0 1px, transparent 1px 18px);
	transform: rotate(-5deg);
	opacity: 0.54;
}

.hero-container {
	display: grid;
	grid-template-columns: minmax(0, 1fr);
	gap: 0;
	align-items: center;
	max-width: var(--container-max);
	min-height: clamp(520px, calc(100svh - var(--header-height)), 720px);
	margin: 0 auto;
	position: relative;
	z-index: 1;
}

.hero-content {
	position: relative;
	z-index: 1;
	width: 100%;
	margin: 0 auto;
	border-radius: 0;
	background: transparent;
	padding: clamp(24px, 4vw, 56px) 0;
	display: grid;
	grid-template-columns: minmax(320px, 0.86fr) minmax(440px, 1.14fr);
	gap: clamp(24px, 4vw, 64px);
	align-items: center;
	text-align: left;
	box-shadow: none;
}

.hero-brand-panel {
	display: grid;
	align-content: center;
	gap: 12px;
	min-height: 100%;
	padding: 0;
	color: var(--color-primary);
}

@media (min-width: 768px) {
	.hero-brand-panel {
		display: flex;
		flex-direction: column;
		justify-content: center;
	}
}

.hero-calculator-panel {
	min-width: 0;
	transform: translateY(0);
	animation: hero-panel-enter 0.62s cubic-bezier(0.22, 1, 0.36, 1) both;
	animation-delay: 0.12s;
}

.hero-eyebrow {
	display: inline-block;
	width: fit-content;
	align-self: flex-start;
	justify-self: start;
	margin: 0;
	padding: 5px 12px;
	background: rgba(99, 91, 255, 0.08);
	border: 1px solid rgba(99, 91, 255, 0.14);
	border-radius: var(--radius-full);
	font-size: var(--font-size-xs);
	font-weight: 600;
	color: var(--color-cta-dark);
	letter-spacing: 0;
	animation: hero-copy-enter 0.56s cubic-bezier(0.22, 1, 0.36, 1) both;
}

.hero-title {
	margin: 0;
	font-size: clamp(2.25rem, 4.2vw, 4.25rem);
	font-weight: 900;
	line-height: 1.05;
	letter-spacing: 0;
	color: var(--color-primary);
	max-width: 11.5ch;
	text-wrap: balance;
	animation: hero-copy-enter 0.62s cubic-bezier(0.22, 1, 0.36, 1) both;
	animation-delay: 0.05s;
}

.hero-subtitle {
	margin: 0;
	font-size: clamp(1rem, 1.3vw, 1.16rem);
	font-weight: 600;
	line-height: 1.58;
	color: rgba(10, 37, 64, 0.85);
	max-width: 550px;
	animation: hero-copy-enter 0.62s cubic-bezier(0.22, 1, 0.36, 1) both;
	animation-delay: 0.1s;
}

.hero-actions {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 12px;
	margin-top: 2px;
	animation: hero-copy-enter 0.62s cubic-bezier(0.22, 1, 0.36, 1) both;
	animation-delay: 0.15s;
}

.hero-action {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	gap: 10px;
	min-height: 50px;
	border-radius: var(--radius-full);
	font-size: 0.98rem;
	font-weight: 800;
	text-decoration: none;
	transition:
		background var(--transition-base),
		border-color var(--transition-base),
		color var(--transition-base),
		transform var(--transition-base),
		box-shadow var(--transition-base);
}

.hero-action--primary {
	padding: 0 18px 0 22px;
	background: var(--color-primary);
	border: 1px solid var(--color-primary);
	color: #ffffff;
	box-shadow: 0 18px 32px rgba(10, 37, 64, 0.18);
}

.hero-action--primary svg {
	width: 30px;
	height: 30px;
	padding: 6px;
	border-radius: 50%;
	background: #ffffff;
	color: var(--color-primary);
}

.hero-action--primary:hover,
.hero-action--primary:focus {
	background: var(--color-primary-dark);
	border-color: var(--color-primary-dark);
	color: #ffffff;
	transform: translateY(-3px) scale(1.02);
	box-shadow: var(--shadow-xl);
}

.hero-action--link {
	padding: 0 16px;
	border: 1px solid rgba(10, 37, 64, 0.16);
	background: rgba(255, 255, 255, 0.62);
	color: var(--color-primary);
}

.hero-action--link:hover,
.hero-action--link:focus {
	border-color: rgba(99, 91, 255, 0.38);
	background: #ffffff;
	color: var(--color-cta-dark);
	transform: translateY(-2px);
}


.hero-trust-list {
	display: grid;
	gap: 10px;
	margin: 2px 0 0;
	padding: 0;
	list-style: none;
	animation: hero-copy-enter 0.62s cubic-bezier(0.22, 1, 0.36, 1) both;
	animation-delay: 0.25s;
}

.hero-trust-list li {
	display: flex;
	align-items: flex-start;
	gap: 9px;
	color: rgba(10, 37, 64, 0.85);
	font-size: var(--font-size-sm);
	font-weight: 500;
	line-height: 1.35;
}

.hero-trust-list svg {
	flex: 0 0 auto;
	margin-top: 1px;
	color: var(--color-cta);
}

.hero-disclaimer {
	margin: 0;
	color: var(--color-text-secondary);
	font-size: var(--font-size-xs);
	font-weight: 400;
	line-height: 1.4;
	max-width: 500px;
	animation: hero-copy-enter 0.62s cubic-bezier(0.22, 1, 0.36, 1) both;
	animation-delay: 0.3s;
}

@keyframes hero-copy-enter {
	from {
		opacity: 0;
		transform: translateY(14px);
	}

	to {
		opacity: 1;
		transform: translateY(0);
	}
}

@keyframes hero-panel-enter {
	from {
		opacity: 0;
		transform: translateY(18px) scale(0.985);
	}

	to {
		opacity: 1;
		transform: translateY(0) scale(1);
	}
}

.hero-calculator-card {
	display: block;
	margin: 14px auto 0;
	padding: 0;
	width: 100%;
	max-width: 700px;
	background: transparent;
	border: 0;
	border-radius: 0;
	box-shadow: none;
	font-family: var(--font-family-primary);
	text-align: center;
}

.hero-calculator-grid {
	display: grid;
	grid-template-columns: repeat(2, minmax(240px, 320px));
	justify-content: center;
	gap: clamp(12px, 2vw, 24px);
	margin: 0 0 24px;
}

.hero-calculator-field {
	display: grid;
	gap: 8px;
	margin: 0;
	text-align: center;
}

.hero-calculator-field--slider {
	gap: var(--space-2);
}

.hero-calculator-label {
	font-size: 0.95rem;
	font-weight: 500;
	color: rgba(239, 246, 255, 0.96);
	line-height: 1.3;
}

.hero-calculator-select-wrap {
	position: relative;
}

.hero-calculator-select {
	width: 100%;
	min-height: 52px;
	padding: 0 58px 0 18px;
	border: 0;
	border-radius: 8px;
	background: #f5f6f8;
	color: #2d3035;
	font-size: clamp(0.96rem, 1.5vw, 1.04rem);
	font-weight: 500;
	appearance: none;
	-webkit-appearance: none;
	-moz-appearance: none;
	cursor: pointer;
}

.hero-calculator-select:focus-visible {
	outline: 2px solid var(--color-cta);
	outline-offset: 2px;
}

.hero-calculator-select-icon {
	position: absolute;
	top: 50%;
	right: 10px;
	width: 34px;
	height: 34px;
	border-radius: 50%;
	background: #0a4f83;
	display: inline-flex;
	align-items: center;
	justify-content: center;
	transform: translateY(-50%);
	pointer-events: none;
}

.hero-calculator-select-chevron {
	display: block;
	width: 9px;
	height: 9px;
	border-right: 3px solid #ffffff;
	border-bottom: 3px solid #ffffff;
	transform: rotate(45deg) translateY(-2px);
}

.hero-calculator-kicker {
	margin: 0 0 12px;
	padding: 0;
	border: 0;
	font-size: var(--font-size-xs);
	font-weight: 600;
	letter-spacing: 0.08em;
	text-transform: uppercase;
	color: #d5e4ff;
}

.hero-calculator-types {
	display: grid;
	gap: 12px;
	margin: 0 0 28px;
	padding: 0;
	border: 0;
	justify-items: center;
}

.hero-type-pills {
	display: flex;
	flex-wrap: wrap;
	gap: 10px;
	justify-content: center;
}

.hero-type-pills input[type="radio"] {
	position: absolute;
	opacity: 0;
	pointer-events: none;
}

.hero-type-pills label {
	padding: 10px 16px;
	border: 1px solid rgba(255, 255, 255, 0.28);
	border-radius: 999px;
	background: rgba(255, 255, 255, 0.08);
	color: #eef4ff;
	font-size: 0.875rem;
	font-weight: 500;
	line-height: 1.2;
	cursor: pointer;
	user-select: none;
	transition: background-color var(--transition-base), border-color var(--transition-base), color var(--transition-base);
}

.hero-type-pills input[type="radio"]:checked+label {
	background: var(--color-cta);
	border-color: var(--color-cta);
	color: #ffffff;
}

.hero-type-pills label:hover {
	border-color: rgba(255, 255, 255, 0.55);
}

.hero-type-pills input[type="radio"]:focus-visible+label {
	outline: 2px solid var(--color-cta);
	outline-offset: 2px;
}

.hero-calculator-row {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 16px;
	margin-bottom: 12px;
}

.hero-calculator-output-wrap {
	display: inline-flex;
	align-items: center;
	gap: 8px;
	min-height: 42px;
	padding: 0 12px;
	border: 1px solid rgba(255, 255, 255, 0.3);
	border-radius: 10px;
	background: rgba(255, 255, 255, 0.08);
}

.hero-calculator-output-wrap:focus-within {
	border-color: var(--color-cta);
	box-shadow: 0 0 0 2px rgba(99, 91, 255, 0.22);
}

.hero-calculator-output-wrap--duration {
	min-width: 132px;
}

.hero-calculator-output {
	width: 116px;
	padding: 0;
	border: 0;
	background: transparent;
	font-size: var(--font-size-xl);
	font-weight: 700;
	line-height: 1;
	color: #ffffff;
	text-align: right;
	appearance: textfield;
	-moz-appearance: textfield;
}

.hero-calculator-output:focus {
	outline: none;
}

.hero-calculator-output::-webkit-outer-spin-button,
.hero-calculator-output::-webkit-inner-spin-button {
	-webkit-appearance: none;
	margin: 0;
}

.hero-calculator-output-unit {
	font-size: var(--font-size-xs);
	font-weight: 700;
	letter-spacing: 0.06em;
	text-transform: uppercase;
	color: #d5e4ff;
	white-space: nowrap;
}

.hero-calculator-range {
	width: 100%;
	height: 34px;
	margin: 0;
	padding: 0;
	border: 0;
	border-radius: 999px;
	background: transparent;
	cursor: pointer;
	-webkit-appearance: none;
	appearance: none;
	--slider-progress: 0%;
}

.hero-calculator-range:focus {
	outline: none;
}

.hero-calculator-range::-webkit-slider-runnable-track {
	height: 8px;
	border-radius: 999px;
	background: linear-gradient(to right,
			var(--color-cta) 0%,
			var(--color-cta) var(--slider-progress),
			rgba(255, 255, 255, 0.26) var(--slider-progress),
			rgba(255, 255, 255, 0.26) 100%);
}

.hero-calculator-range::-webkit-slider-thumb {
	-webkit-appearance: none;
	appearance: none;
	width: 22px;
	height: 22px;
	margin-top: -7px;
	border: 2px solid var(--color-cta);
	border-radius: 50%;
	background: #ffffff;
	box-shadow: 0 4px 10px rgba(99, 91, 255, 0.28);
}

.hero-calculator-range::-moz-range-track {
	height: 8px;
	border-radius: 999px;
	background: linear-gradient(to right,
			var(--color-cta) 0%,
			var(--color-cta) var(--slider-progress),
			rgba(255, 255, 255, 0.26) var(--slider-progress),
			rgba(255, 255, 255, 0.26) 100%);
}

.hero-calculator-range::-moz-range-thumb {
	width: 12px;
	height: 12px;
	border: 2px solid var(--color-cta);
	border-radius: 50%;
	background: #ffffff;
	box-shadow: 0 4px 10px rgba(99, 91, 255, 0.28);
}

.hero-calculator-submit {
	width: auto;
	min-width: 0;
	min-height: 56px;
	padding: 0 10px 0 20px;
	justify-content: center;
	font-size: clamp(1rem, 1.5vw, 1.35rem);
	font-weight: 600;
	letter-spacing: 0;
	border-radius: 999px;
	background: var(--color-cta);
	border-color: var(--color-cta);
	color: #ffffff;
	margin: 0 auto;
	white-space: nowrap;
}

.hero-calculator-submit:hover,
.hero-calculator-submit:focus {
	background: var(--color-cta-dark);
	border-color: var(--color-cta-dark);
	box-shadow: none;
	transform: none;
}

.hero-calculator-submit::after {
	content: ">";
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 30px;
	height: 30px;
	margin-left: 10px;
	border-radius: 50%;
	background: #ffffff;
	color: var(--color-cta-dark);
	font-size: 1.2rem;
	line-height: 1;
}

/* ============================================================
   TRUST BAND (Static benefits row below the hero)
   ============================================================ */

.trust-band-section {
	background-color: transparent;
	padding: var(--space-12) 0;
}

.trust-band {
	display: grid;
	grid-template-columns: repeat(4, 1fr);
	gap: var(--space-8);
	max-width: var(--container-max, 1200px);
	margin-inline: auto;
	padding-inline: var(--space-6);
	list-style: none;
}

.trust-band-item {
	display: flex;
	flex-direction: column;
	align-items: center;
	text-align: center;
	gap: var(--space-3);
}

.trust-band-icon {
	width: 44px;
	height: 44px;
	color: var(--color-text-primary);
	flex-shrink: 0;
}

.trust-band-label {
	font-size: var(--font-size-sm);
	font-weight: 500;
	color: var(--color-text-secondary);
	line-height: 1.4;
	max-width: 22ch;
}

@media (max-width: 768px) {
	.trust-band-section {
		padding: var(--space-8) 0;
	}

	.trust-band {
		grid-template-columns: repeat(2, 1fr);
		gap: var(--space-6) var(--space-4);
	}
}

/* ============================================================
   STEPS
   ============================================================ */
.how-it-works-section {
	padding: var(--space-24) var(--space-4);
	background: var(--color-background);
}

.section-container {
	max-width: var(--container-max);
	margin: 0 auto;
}

.section-eyebrow {
	margin: 0 0 var(--space-3);
	text-align: center;
	font-size: var(--font-size-sm);
	font-weight: 800;
	text-transform: uppercase;
	letter-spacing: 0.1em;
	color: var(--color-cta-dark);
}

.section-title {
	margin: 0 0 var(--space-16);
	text-align: center;
	font-size: clamp(1.5rem, 2.8vw, var(--font-size-4xl));
	font-weight: 800;
	line-height: 1.15;
	letter-spacing: -0.02em;
	color: var(--color-text-primary);
}

.steps-grid {
	display: grid;
	grid-template-columns: repeat(3, minmax(0, 1fr));
	gap: var(--space-8);
}

.step-card {
	position: relative;
	padding: var(--space-8) var(--space-6);
	background: rgba(255, 255, 255, 0.72);
	backdrop-filter: blur(12px);
	-webkit-backdrop-filter: blur(12px);
	border: 1px solid rgba(255, 255, 255, 0.4);
	border-radius: var(--radius-lg);
	text-align: left;
	box-shadow: var(--shadow-md);
	transition: transform var(--transition-base), box-shadow var(--transition-base), background var(--transition-base);
}

.step-card:hover {
	transform: translateY(-5px);
	background: rgba(255, 255, 255, 0.85);
	box-shadow: var(--shadow-xl);
}

.step-number {
	font-size: var(--font-size-4xl);
	font-weight: 800;
	letter-spacing: -0.03em;
	color: var(--color-cta);
	opacity: 0.3;
	line-height: 1;
	margin-bottom: var(--space-4);
}

.step-title {
	margin: 0 0 var(--space-2);
	font-size: var(--font-size-xl);
	font-weight: 700;
	color: var(--color-text-primary);
}

.step-desc {
	margin: 0;
	color: var(--color-text-secondary);
	font-size: var(--font-size-base);
	line-height: 1.6;
}

/* ============================================================
   FAQ
   ============================================================ */
.faq-section {
	position: relative;
	padding: var(--space-20) var(--space-4) var(--space-24);
	background:
		radial-gradient(120% 120% at 100% 0%, rgba(var(--color-cta-rgb), 0.11) 0%, rgba(var(--color-cta-rgb), 0) 52%),
		linear-gradient(180deg, var(--color-background) 0%, #f8fbff 100%);
	border-top: 1px solid var(--color-border-light);
	overflow: hidden;
}

.faq-shell {
	display: grid;
	grid-template-columns: minmax(260px, 0.42fr) minmax(0, 0.58fr);
	gap: clamp(24px, 4vw, 64px);
	align-items: start;
}

.faq-copy {
	position: sticky;
	top: calc(var(--header-height) + var(--space-6));
}

.faq-copy .section-eyebrow,
.faq-copy .section-title {
	text-align: left;
}

.faq-copy .section-title {
	margin-bottom: var(--space-6);
}

.faq-section .section-eyebrow {
	color: var(--color-accent);
}

.faq-intro {
	margin: 0 0 var(--space-8);
	color: var(--color-text-secondary);
	font-size: var(--font-size-lg);
	line-height: 1.75;
	max-width: 50ch;
}

.faq-assist {
	display: grid;
	gap: var(--space-2);
	padding: var(--space-5);
	background: rgba(var(--color-primary-rgb), 0.04);
	border: 1px solid rgba(var(--color-primary-rgb), 0.12);
	border-radius: var(--radius-xl);
}

.faq-assist-label {
	margin: 0;
	font-size: var(--font-size-sm);
	font-weight: 600;
	letter-spacing: 0.02em;
	color: var(--color-text-secondary);
}

.faq-assist-link {
	display: inline-flex;
	align-items: center;
	gap: var(--space-2);
	text-decoration: none;
	font-size: var(--font-size-xl);
	font-weight: 800;
	letter-spacing: -0.02em;
	color: var(--color-primary);
	transition: color var(--transition-base);
}

.faq-assist-link:hover,
.faq-assist-link:focus {
	color: var(--color-cta);
}

.faq-list {
	display: grid;
	gap: var(--space-4);
}

.faq-item {
	background: #ffffff;
	backdrop-filter: none;
	-webkit-backdrop-filter: none;
	border: 1px solid rgba(10, 37, 64, 0.08);
	border-radius: 14px;
	overflow: hidden;
	box-shadow: 0 1px 3px rgba(10, 37, 64, 0.04);
	transition: border-color 0.18s ease, box-shadow 0.18s ease;
}

.faq-item:hover {
	background: #ffffff;
	border-color: rgba(99, 91, 255, 0.28);
	box-shadow: 0 6px 18px rgba(10, 37, 64, 0.06);
	transform: none;
}

.faq-item[open] {
	background: #ffffff;
	border-color: rgba(99, 91, 255, 0.45);
	box-shadow: 0 8px 24px rgba(99, 91, 255, 0.1);
}

.faq-question {
	display: flex;
	align-items: center;
	gap: 16px;
	padding: 18px 20px;
	min-height: 0;
	list-style: none;
	cursor: pointer;
}

.faq-question::-webkit-details-marker {
	display: none;
}

.faq-question:focus-visible {
	outline: 2px solid var(--color-cta);
	outline-offset: 2px;
	border-radius: 14px;
}

.faq-question-index {
	display: none;
}

.faq-question-text {
	flex: 1;
	min-width: 0;
	color: var(--color-text-primary);
	font-size: clamp(1rem, 1.2vw, 1.1rem);
	font-weight: 600;
	line-height: 1.5;
	letter-spacing: -0.005em;
}

.faq-question::after {
	content: "";
	flex-shrink: 0;
	width: 32px;
	height: 32px;
	border: 0;
	border-radius: 50%;
	background-color: rgba(99, 91, 255, 0.08);
	background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23635BFF' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'><polyline points='6 9 12 15 18 9'/></svg>");
	background-repeat: no-repeat;
	background-position: center;
	background-size: 14px 14px;
	transform: rotate(0);
	transition: transform 0.22s ease, background-color 0.22s ease;
}

.faq-item[open] .faq-question::after {
	background-color: rgba(99, 91, 255, 0.16);
	transform: rotate(180deg);
}

.faq-answer {
	display: grid;
	grid-template-rows: 0fr;
	padding: 0 20px;
	opacity: 0;
	transition: grid-template-rows var(--transition-smooth), opacity var(--transition-base), padding-bottom var(--transition-base);
}

.faq-item[open] .faq-answer {
	grid-template-rows: 1fr;
	padding-bottom: var(--space-2);
	opacity: 1;
}

.faq-answer-inner {
	overflow: hidden;
}

.faq-answer p {
	margin: 0 0 16px;
	padding-top: 0;
	border-top: 0;
	color: rgba(10, 37, 64, 0.85);
	font-size: 0.95rem;
	line-height: 1.65;
}

/* FABs */
.fab-container {
	position: fixed;
	right: var(--space-4);
	bottom: calc(var(--space-4) + env(safe-area-inset-bottom, 0px));
	display: flex;
	flex-direction: column;
	gap: var(--space-3);
	z-index: var(--z-fab);
}

.fab {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 54px;
	height: 54px;
	border-radius: var(--radius-full);
	color: var(--color-text-inverse);
	text-decoration: none;
	box-shadow: var(--shadow-lg);
	transition: transform var(--transition-base), box-shadow var(--transition-base), opacity var(--transition-base);
}

.fab:hover,
.fab:focus {
	transform: translateY(-2px);
	box-shadow: var(--shadow-xl);
}

.fab-phone {
	background: var(--color-cta);
}

.fab-chat {
	background: var(--color-primary);
}

.fab-viber {
	background: #7360F2;
}

.fab.fab-clicked {
	transform: scale(0.95);
}

/* Footer */
.site-footer {
	background: var(--color-dark-bg);
	color: var(--color-text-inverse);
}

.footer-main {
	padding: var(--space-10) var(--space-4) var(--space-6);
}

.footer-container {
	max-width: var(--container-max);
	margin: 0 auto;
	display: grid;
	grid-template-columns: 1fr 0.8fr 0.8fr 0.8fr;
	gap: var(--space-6);
}

.footer-site-name {
	font-size: var(--font-size-xl);
	font-weight: 700;
	color: #ffffff;
}

.footer-tagline {
	margin: var(--space-3) 0 0;
	max-width: 260px;
	color: rgba(255, 255, 255, 0.84);
	font-size: 13px;
	line-height: 1.5;
}

.footer-heading {
	margin: 0 0 var(--space-3);
	font-size: 13px;
	font-weight: 700;
	text-transform: uppercase;
	letter-spacing: 0.05em;
	color: #ffffff;
}

.footer-links ul,
.legal-list,
.contact-list {
	margin: 0;
	padding: 0;
	list-style: none;
}

.footer-links li,
.legal-list li,
.contact-item {
	margin-bottom: var(--space-2);
}

.footer-links a,
.legal-list a,
.contact-link {
	color: rgba(255, 255, 255, 0.82);
	text-decoration: none;
	font-size: var(--font-size-sm);
	transition: color var(--transition-base);
}

.footer-links a:hover,
.footer-links a:focus,
.legal-list a:hover,
.legal-list a:focus,
.contact-link:hover,
.contact-link:focus {
	color: #ffffff;
}

.contact-label {
	display: block;
	margin-bottom: 3px;
	color: rgba(255, 255, 255, 0.8);
	font-size: var(--font-size-xs);
	letter-spacing: 0.04em;
}

.footer-social {
	display: flex;
	gap: var(--space-3);
	margin-top: var(--space-5);
}

.social-link {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 36px;
	height: 36px;
	border-radius: var(--radius-full);
	background: rgba(255, 255, 255, 0.1);
	color: rgba(255, 255, 255, 0.7);
	text-decoration: none;
	transition: background var(--transition-base), color var(--transition-base), transform var(--transition-base);
}

.social-link:hover,
.social-link:focus {
	background: rgba(255, 255, 255, 0.2);
	color: #ffffff;
	transform: translateY(-2px);
}

.footer-copyright {
	border-top: 1px solid rgba(255, 255, 255, 0.12);
	padding: var(--space-4);
}

.footer-copyright .footer-container {
	grid-template-columns: 1fr;
	gap: 0;
}

.footer-copyright p {
	margin: 0;
	text-align: center;
	color: rgba(255, 255, 255, 0.78);
	font-size: var(--font-size-xs);
}

/* Generic page templates */
.site-main {
	margin-top: 0;
	min-height: calc(100vh - var(--header-height));
}

.page-content {
	padding: var(--space-12) var(--space-4);
}

.page-container {
	max-width: 840px;
	margin: 0 auto;
}

.page-title {
	margin: 0 0 var(--space-6);
	font-size: clamp(1.6rem, 2.4vw, 2.3rem);
	line-height: 1.2;
}

.entry-content p {
	margin: 0 0 var(--space-4);
}

/* Footer-linked editorial pages */
.editorial-page {
	background:
		radial-gradient(110% 90% at 100% 0%, rgba(var(--color-cta-rgb), 0.1) 0%, rgba(var(--color-cta-rgb), 0) 52%),
		linear-gradient(180deg, #f5f9ff 0%, #ffffff 100%);
}

.editorial-hero {
	padding: var(--space-12) var(--space-4) var(--space-10);
}

.editorial-hero__shell {
	display: grid;
	grid-template-columns: minmax(0, 1.2fr) minmax(280px, 0.8fr);
	gap: clamp(24px, 4vw, 48px);
	align-items: stretch;
	padding: clamp(28px, 4vw, 52px);
	border: 1px solid rgba(var(--color-primary-rgb), 0.08);
	border-radius: 30px;
	background:
		linear-gradient(135deg, rgba(var(--color-primary-rgb), 0.96) 0%, rgba(26, 43, 76, 0.94) 60%, rgba(79, 124, 255, 0.88) 100%);
	box-shadow: 0 24px 48px rgba(var(--color-primary-rgb), 0.12);
}

/* Full-bleed photo hero — used on O nama, Blog, Kontakt.
   The <section> itself carries the background-image inline style. */
.editorial-hero--photo {
	padding: 0;
	min-height: clamp(480px, 58vh, 640px);
	display: flex;
	align-items: center;
	position: relative;
	background-color: var(--color-primary-dark);
	background-size: cover;
	background-position: center;
	background-repeat: no-repeat;
}

.editorial-hero--photo::before {
	content: '';
	position: absolute;
	inset: 0;
	background: linear-gradient(
		105deg,
		rgba(4, 16, 36, 0.72) 0%,
		rgba(4, 16, 36, 0.50) 55%,
		rgba(4, 16, 36, 0.22) 100%
	);
	pointer-events: none;
}

.editorial-hero--photo .editorial-hero__shell {
	position: relative;
	z-index: 1;
	width: 100%;
	background: none;
	border: none;
	box-shadow: none;
	border-radius: 0;
	padding: clamp(48px, 8vw, 96px) clamp(16px, 4vw, 48px);
	max-width: var(--container-max);
	margin-inline: auto;
}

.editorial-hero--photo .editorial-hero__panel {
	background: rgba(255, 255, 255, 0.1);
	backdrop-filter: blur(16px);
	-webkit-backdrop-filter: blur(16px);
	border: 1px solid rgba(255, 255, 255, 0.18);
}

.editorial-hero .section-eyebrow {
	margin-bottom: var(--space-4);
	padding: 0.45rem 0.85rem;
	display: inline-flex;
	align-items: center;
	border-radius: var(--radius-full);
	background: rgba(255, 255, 255, 0.12);
	border: 1px solid rgba(255, 255, 255, 0.22);
	color: #d7e5ff;
}

.editorial-hero__copy {
	display: flex;
	flex-direction: column;
	justify-content: center;
}

.editorial-hero__title {
	margin: 0;
	max-width: 12ch;
	font-size: clamp(2.3rem, 5vw, 4.4rem);
	line-height: 1.02;
	letter-spacing: -0.04em;
	color: #ffffff;
	text-wrap: balance;
}

.editorial-hero__body {
	margin: var(--space-5) 0 0;
	max-width: 60ch;
	font-size: clamp(1rem, 1.4vw, 1.15rem);
	line-height: 1.75;
	color: rgba(235, 243, 255, 0.88);
}

.editorial-actions {
	display: flex;
	flex-wrap: wrap;
	gap: var(--space-3);
	margin-top: var(--space-6);
}

.editorial-hero__panel,
.editorial-cta__panel {
	padding: clamp(22px, 3vw, 30px);
	border-radius: 24px;
	border: 1px solid rgba(255, 255, 255, 0.14);
	background: rgba(255, 255, 255, 0.08);
	backdrop-filter: blur(14px);
}

.editorial-hero__panel {
	display: grid;
	align-content: start;
	gap: var(--space-4);
}

.editorial-hero__panel-label {
	margin: 0;
	font-size: var(--font-size-xs);
	font-weight: 700;
	letter-spacing: 0.08em;
	text-transform: uppercase;
	color: rgba(219, 231, 255, 0.78);
}

.editorial-hero__panel-text {
	margin: 0;
	font-size: 0.98rem;
	line-height: 1.7;
	color: rgba(235, 243, 255, 0.88);
}

.editorial-hero__metric-list {
	margin: 0;
	padding: 0;
	list-style: none;
	display: grid;
	gap: var(--space-4);
}

.editorial-hero__metric-list li {
	display: grid;
	gap: 2px;
	padding-bottom: var(--space-4);
	border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.editorial-hero__metric-list li:last-child {
	padding-bottom: 0;
	border-bottom: 0;
}

.editorial-hero__metric-list strong {
	font-size: clamp(1.35rem, 2.4vw, 1.9rem);
	line-height: 1.1;
	letter-spacing: -0.03em;
	color: #ffffff;
}

.editorial-hero__metric-list span {
	font-size: 0.95rem;
	color: rgba(219, 231, 255, 0.78);
}

.editorial-section-heading {
	max-width: 760px;
	margin-bottom: var(--space-8);
}

.editorial-section-heading .section-eyebrow,
.editorial-section-heading .section-title {
	text-align: left;
}

.editorial-section-heading .section-title {
	margin-bottom: var(--space-4);
}

.editorial-section-intro {
	margin: 0;
	font-size: var(--font-size-lg);
	line-height: 1.75;
	color: var(--color-text-secondary);
}

.editorial-metrics,
.editorial-story,
.editorial-cards,
.editorial-posts,
.editorial-cta {
	padding: var(--space-12) var(--space-4);
}

/* --------------------------------------------------------------------------
   Contact section (Kontakt page)
   -------------------------------------------------------------------------- */

.editorial-contact-section {
	padding: clamp(48px, 8vw, 80px) var(--space-4) clamp(48px, 8vw, 80px);
	background: var(--color-surface);
}

.editorial-contact-section__heading {
	margin-bottom: clamp(28px, 4vw, 44px);
}

.editorial-contact-section__eyebrow {
	margin: 0 0 var(--space-2);
	text-align: left;
}

.editorial-contact-section__title {
	margin: 0 0 var(--space-3);
	font-size: clamp(1.75rem, 3.2vw, 2.5rem);
	font-weight: 800;
	line-height: 1.08;
	letter-spacing: -0.035em;
	color: var(--color-primary-dark);
}

.editorial-contact-section__intro {
	margin: 0;
	font-size: clamp(0.95rem, 1.2vw, 1.05rem);
	line-height: 1.7;
	color: var(--color-text-secondary);
	max-width: 56ch;
}

.editorial-contact-grid {
	display: grid;
	grid-template-columns: minmax(0, 1.15fr) minmax(0, 0.85fr);
	gap: clamp(20px, 3vw, 36px);
	align-items: stretch;
}

/* Form card */
.editorial-contact-form-wrap {
	background: #ffffff;
	border: 1px solid var(--color-border-light);
	border-radius: var(--radius-xl);
	padding: clamp(24px, 3vw, 40px);
	box-shadow: var(--shadow-card);
}

.editorial-contact-form-wrap .loan-lead-form {
	gap: var(--space-4);
}

.editorial-contact-form-wrap .loan-lead-form__field > span:first-child,
.editorial-contact-form-wrap .loan-lead-form__field > legend {
	font-size: var(--font-size-sm);
	font-weight: 700;
	color: var(--color-primary);
}

.editorial-contact-form-wrap .loan-lead-form__field textarea {
	padding: 0.7rem var(--space-3);
	border: 1.5px solid var(--color-border);
	border-radius: var(--radius-md);
	font-family: var(--font-primary);
	font-size: var(--font-size-base);
	background: #ffffff;
	color: var(--color-text-primary);
	resize: vertical;
	min-height: 130px;
	width: 100%;
	box-sizing: border-box;
	transition: border-color var(--transition-base), box-shadow var(--transition-base);
}

.editorial-contact-form-wrap .loan-lead-form__field textarea:focus {
	outline: none;
	border-color: var(--color-cta);
	box-shadow: 0 0 0 3px rgba(var(--color-cta-rgb), 0.15);
}

/* Info panel */
.editorial-contact-panel {
	background:
		linear-gradient(145deg, rgba(var(--color-primary-rgb), 0.97) 0%, rgba(26, 43, 76, 0.95) 60%, rgba(var(--color-cta-rgb), 0.88) 100%);
	border-radius: var(--radius-xl);
	padding: clamp(24px, 3vw, 40px);
	display: flex;
	flex-direction: column;
	justify-content: space-between;
	gap: var(--space-8);
}

.editorial-contact-panel__title {
	margin: 0 0 var(--space-5);
	font-size: clamp(1.1rem, 1.8vw, 1.35rem);
	font-weight: 800;
	color: #ffffff;
	letter-spacing: -0.02em;
}

.editorial-contact-info-list {
	list-style: none;
	margin: 0;
	padding: 0;
	display: flex;
	flex-direction: column;
	gap: var(--space-5);
}

.editorial-contact-info-list li {
	display: flex;
	align-items: flex-start;
	gap: var(--space-3);
	padding-bottom: var(--space-5);
	border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.editorial-contact-info-list li:last-child {
	padding-bottom: 0;
	border-bottom: none;
}

.editorial-contact-info-list__icon {
	flex-shrink: 0;
	width: 38px;
	height: 38px;
	border-radius: var(--radius-md);
	background: rgba(255, 255, 255, 0.12);
	border: 1px solid rgba(255, 255, 255, 0.18);
	display: flex;
	align-items: center;
	justify-content: center;
	color: rgba(255, 255, 255, 0.9);
}

.editorial-contact-info-list__label {
	font-size: var(--font-size-xs);
	font-weight: 700;
	text-transform: uppercase;
	letter-spacing: 0.06em;
	color: rgba(219, 231, 255, 0.82);
	display: block;
	margin-bottom: 3px;
}

.editorial-contact-info-list__value {
	font-size: var(--font-size-base);
	font-weight: 600;
	color: #ffffff;
	display: block;
	line-height: 1.4;
}

.editorial-contact-info-list a {
	color: inherit;
	text-decoration: none;
	transition: opacity var(--transition-base);
}

.editorial-contact-info-list a:hover {
	opacity: 0.8;
}

.editorial-contact-panel__note {
	margin: 0;
	font-size: var(--font-size-xs);
	color: rgba(219, 231, 255, 0.78);
	line-height: 1.6;
}

@media (max-width: 900px) {
	.editorial-contact-grid {
		grid-template-columns: 1fr;
	}

	.editorial-contact-panel {
		/* On mobile show panel after form, use horizontal list */
		flex-direction: row;
		flex-wrap: wrap;
		gap: var(--space-4);
		align-items: flex-start;
	}

	.editorial-contact-panel__title {
		width: 100%;
		margin-bottom: 0;
	}

	.editorial-contact-info-list {
		flex-direction: row;
		flex-wrap: wrap;
		gap: var(--space-4);
	}

	.editorial-contact-info-list li {
		flex: 1 1 160px;
		padding-bottom: 0;
		border-bottom: none;
	}
}

.editorial-metrics__grid,
.editorial-card-grid,
.editorial-post-grid {
	display: grid;
	gap: var(--space-6);
}

.editorial-metrics__grid {
	grid-template-columns: repeat(3, minmax(0, 1fr));
}

.editorial-metric-card,
.editorial-card,
.editorial-post-card {
	background: #ffffff;
	border: 1px solid rgba(var(--color-primary-rgb), 0.08);
	border-radius: var(--radius-card);
	box-shadow: 0 18px 36px rgba(var(--color-primary-rgb), 0.06);
}

.editorial-metric-card {
	padding: clamp(24px, 3vw, 30px);
}

.editorial-metric-card__value {
	margin: 0 0 var(--space-2);
	font-size: clamp(1.9rem, 3vw, 2.6rem);
	font-weight: 800;
	line-height: 1;
	letter-spacing: -0.04em;
	color: var(--color-primary-dark);
}

.editorial-metric-card__label {
	margin: 0 0 var(--space-3);
	font-size: var(--font-size-sm);
	font-weight: 700;
	letter-spacing: 0.04em;
	text-transform: uppercase;
	color: var(--color-cta);
}

.editorial-metric-card__description {
	margin: 0;
	line-height: 1.7;
	color: var(--color-text-secondary);
}

.editorial-richtext {
	padding: clamp(24px, 3vw, 34px);
	border-radius: 24px;
	background: rgba(var(--color-primary-rgb), 0.03);
	border: 1px solid rgba(var(--color-primary-rgb), 0.08);
}

.editorial-richtext> :first-child {
	margin-top: 0;
}

.editorial-richtext> :last-child {
	margin-bottom: 0;
}

.editorial-richtext p,
.editorial-richtext li {
	font-size: 1.04rem;
	line-height: 1.85;
	color: var(--color-text-secondary);
}

.editorial-richtext h2,
.editorial-richtext h3 {
	color: var(--color-primary-dark);
	letter-spacing: -0.02em;
}

.editorial-card-grid {
	grid-template-columns: repeat(3, minmax(0, 1fr));
}

.editorial-card {
	display: grid;
	align-content: start;
	gap: var(--space-3);
	padding: clamp(24px, 3vw, 30px);
}

.editorial-card__eyebrow {
	margin: 0;
	font-size: var(--font-size-xs);
	font-weight: 700;
	letter-spacing: 0.08em;
	text-transform: uppercase;
	color: var(--color-cta);
}

.editorial-card__title {
	margin: 0;
	font-size: clamp(1.2rem, 1.8vw, 1.55rem);
	line-height: 1.18;
	letter-spacing: -0.03em;
	color: var(--color-primary-dark);
}

.editorial-card__body {
	margin: 0;
	line-height: 1.75;
	color: var(--color-text-secondary);
}

.editorial-card__link {
	display: inline-flex;
	align-items: center;
	gap: 8px;
	margin-top: var(--space-2);
	font-size: var(--font-size-sm);
	font-weight: 700;
	color: var(--color-cta);
	text-decoration: none;
}

.editorial-card__link:hover,
.editorial-card__link:focus {
	color: var(--color-primary);
}

.editorial-post-grid {
	grid-template-columns: repeat(3, minmax(0, 1fr));
}

.editorial-post-card {
	overflow: hidden;
	display: grid;
	grid-template-rows: auto 1fr;
	transition: transform 180ms ease, border-color 180ms ease, box-shadow 180ms ease;
}

.editorial-post-card:hover,
.editorial-post-card:focus-within {
	transform: translateY(-4px);
	border-color: rgba(var(--color-cta-rgb), 0.28);
	box-shadow: 0 24px 44px rgba(var(--color-primary-rgb), 0.11);
}

.editorial-post-card__media {
	position: relative;
	display: block;
	aspect-ratio: 16 / 10;
	background: linear-gradient(135deg, rgba(var(--color-primary-rgb), 0.94) 0%, rgba(var(--color-cta-rgb), 0.88) 100%);
}

.editorial-post-card__media img {
	display: block;
	width: 100%;
	height: 100%;
	object-fit: cover;
}

.editorial-post-card__fallback {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 100%;
	height: 100%;
	font-size: 1.4rem;
	font-weight: 800;
	letter-spacing: -0.03em;
	color: #ffffff;
}

.editorial-post-card__content {
	display: grid;
	align-content: start;
	gap: var(--space-3);
	padding: clamp(22px, 3vw, 28px);
}

.editorial-post-card__meta {
	display: flex;
	flex-wrap: wrap;
	gap: var(--space-3);
	margin: 0;
	font-size: var(--font-size-xs);
	font-weight: 700;
	letter-spacing: 0.06em;
	text-transform: uppercase;
	color: var(--color-text-muted);
}

.editorial-post-card__title {
	margin: 0;
	font-size: clamp(1.2rem, 1.8vw, 1.5rem);
	line-height: 1.2;
	letter-spacing: -0.03em;
}

.editorial-post-card__title a {
	text-decoration: none;
	color: var(--color-primary-dark);
}

.editorial-post-card__title a:hover,
.editorial-post-card__title a:focus {
	color: var(--color-primary);
}

.editorial-post-card__excerpt {
	margin: 0;
	line-height: 1.75;
	color: var(--color-text-secondary);
}

.editorial-empty {
	padding: clamp(24px, 3vw, 30px);
	border-radius: var(--radius-card);
	background: rgba(var(--color-primary-rgb), 0.04);
	border: 1px solid rgba(var(--color-primary-rgb), 0.08);
}

.editorial-empty p {
	margin: 0;
	color: var(--color-text-secondary);
}

.editorial-pagination {
	margin-top: var(--space-8);
}

.editorial-pagination .nav-links {
	display: flex;
	flex-wrap: wrap;
	gap: var(--space-2);
}

.editorial-pagination .page-numbers {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	min-width: 44px;
	min-height: 44px;
	padding: 0 var(--space-3);
	border-radius: 999px;
	background: #ffffff;
	border: 1px solid rgba(var(--color-primary-rgb), 0.1);
	color: var(--color-primary);
	text-decoration: none;
	font-weight: 700;
}

.editorial-pagination .page-numbers.current,
.editorial-pagination .page-numbers:hover,
.editorial-pagination .page-numbers:focus {
	background: var(--color-cta);
	border-color: var(--color-cta);
	color: #ffffff;
}

/* --------------------------------------------------------------------------
   Single blog post (single.php)
   -------------------------------------------------------------------------- */

.editorial-single__hero-inner {
	position: relative;
	z-index: 1;
	width: 100%;
	max-width: var(--container-max);
	margin-inline: auto;
	padding: clamp(72px, 10vw, 128px) clamp(16px, 4vw, 48px) clamp(56px, 8vw, 96px);
	display: flex;
	flex-direction: column;
	align-items: flex-start;
	gap: var(--space-3);
}

.editorial-single__back {
	display: inline-flex;
	align-items: center;
	gap: 6px;
	margin-bottom: var(--space-2);
	font-size: var(--font-size-sm);
	font-weight: 700;
	color: rgba(255, 255, 255, 0.85);
	text-decoration: none;
	padding: 8px 16px;
	border-radius: var(--radius-full);
	background: rgba(255, 255, 255, 0.12);
	border: 1px solid rgba(255, 255, 255, 0.2);
	transition: background var(--transition-base), color var(--transition-base);
}

.editorial-single__back:hover,
.editorial-single__back:focus {
	background: rgba(255, 255, 255, 0.22);
	color: #ffffff;
}

.editorial-single__title {
	margin: 0;
	max-width: 22ch;
	font-size: clamp(2.2rem, 5vw, 3.8rem);
	line-height: 1.05;
	letter-spacing: -0.04em;
	color: #ffffff;
	text-wrap: balance;
}

.editorial-single__meta {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: var(--space-3);
	margin: var(--space-2) 0 0;
	font-size: var(--font-size-sm);
	font-weight: 600;
	color: rgba(219, 231, 255, 0.8);
}

.editorial-single__body {
	padding: var(--space-12) var(--space-4);
}

.editorial-single__content-wrap {
	max-width: 760px;
}

.editorial-single__excerpt {
	font-size: clamp(1.05rem, 1.4vw, 1.2rem);
	line-height: 1.75;
	color: var(--color-text-secondary);
	margin: 0 0 var(--space-6);
	padding: 0 0 var(--space-6);
	border-bottom: 1px solid rgba(var(--color-primary-rgb), 0.1);
}

.editorial-single__content {
	background: #ffffff;
	border-radius: 24px;
	border: 1px solid rgba(var(--color-primary-rgb), 0.08);
	box-shadow: 0 18px 38px rgba(var(--color-primary-rgb), 0.06);
}

.editorial-single__content a {
	color: var(--color-primary);
	font-weight: 700;
}

.editorial-single__content img {
	border-radius: 20px;
}

.editorial-single__nav {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: var(--space-4);
	padding: 0 var(--space-4) var(--space-12);
}

.editorial-single__nav-item a {
	display: grid;
	gap: var(--space-2);
	height: 100%;
	padding: var(--space-5);
	border-radius: var(--radius-card);
	background: rgba(var(--color-primary-rgb), 0.04);
	border: 1px solid rgba(var(--color-primary-rgb), 0.08);
	color: var(--color-primary-dark);
	text-decoration: none;
	transition: border-color var(--transition-base), box-shadow var(--transition-base);
}

.editorial-single__nav-item a:hover,
.editorial-single__nav-item a:focus {
	border-color: rgba(var(--color-cta-rgb), 0.32);
	box-shadow: 0 16px 32px rgba(var(--color-primary-rgb), 0.08);
}

.editorial-single__nav-item span {
	font-size: var(--font-size-xs);
	font-weight: 800;
	text-transform: uppercase;
	letter-spacing: 0.06em;
	color: var(--color-cta);
}

.editorial-single__nav-item strong {
	font-size: 1.1rem;
	line-height: 1.3;
}

.editorial-single__nav-item--next {
	text-align: right;
}

.editorial-cta__panel {
	display: grid;
	grid-template-columns: minmax(0, 1.2fr) auto;
	gap: clamp(20px, 4vw, 40px);
	align-items: center;
	background:
		linear-gradient(135deg, rgba(var(--color-primary-rgb), 0.96) 0%, rgba(26, 43, 76, 0.92) 55%, rgba(var(--color-cta-rgb), 0.82) 100%);
	box-shadow: 0 24px 46px rgba(var(--color-primary-rgb), 0.12);
}

.editorial-cta__title {
	margin: 0 0 var(--space-3);
	font-size: clamp(1.7rem, 3vw, 2.4rem);
	line-height: 1.08;
	letter-spacing: -0.04em;
	color: #ffffff;
}

.editorial-cta__body {
	margin: 0;
	max-width: 60ch;
	line-height: 1.75;
	color: rgba(235, 243, 255, 0.88);
}

/* Loan info pages */
.loan-info-page {
	position: relative;
	padding: var(--space-12) var(--space-4);
	background:
		radial-gradient(120% 120% at 100% 0%, rgba(var(--color-cta-rgb), 0.1) 0%, rgba(var(--color-cta-rgb), 0) 54%),
		linear-gradient(180deg, #f4f8ff 0%, #fbfdff 100%);
	overflow: hidden;
}

.loan-info-container {
	max-width: 1100px;
	margin: 0 auto;
	position: relative;
}

.loan-info-grid {
	display: grid;
	grid-template-columns: minmax(0, 1.1fr) minmax(0, 0.9fr);
	gap: clamp(24px, 4vw, 44px);
	align-items: start;
}

.loan-info-stack {
	display: grid;
	gap: clamp(24px, 3vw, 34px);
}

.loan-info-card,
.loan-lead-card {
	position: relative;
	background: #ffffff;
	border: 1px solid rgba(var(--color-primary-rgb), 0.08);
	border-radius: var(--radius-card);
	padding: clamp(24px, 3vw, 36px);
	box-shadow: 0 18px 40px rgba(var(--color-primary-rgb), 0.07);
	backdrop-filter: blur(10px);
}



.loan-lead-card {
	background:
		linear-gradient(180deg, rgba(var(--color-cta-rgb), 0.04) 0%, rgba(var(--color-cta-rgb), 0) 28%),
		#ffffff;
}

.loan-info-eyebrow {
	display: inline-flex;
	align-items: center;
	margin: 0 0 var(--space-3);
	padding: 0.45rem 0.85rem;
	border: 1px solid rgba(var(--color-cta-rgb), 0.16);
	border-radius: var(--radius-full);
	background: rgba(var(--color-cta-rgb), 0.08);
	font-size: var(--font-size-xs);
	font-weight: 700;
	letter-spacing: 0.06em;
	text-transform: uppercase;
	color: var(--color-cta-dark);
}

.loan-info-title {
	margin: 0 0 var(--space-4);
	font-size: clamp(2rem, 3vw, 3rem);
	font-weight: 800;
	line-height: 1.08;
	letter-spacing: -0.03em;
	color: var(--color-primary-dark);
	max-width: 14ch;
	text-wrap: balance;
}

.loan-info-description {
	margin: 0 0 var(--space-6);
	font-size: var(--font-size-lg);
	line-height: 1.72;
	color: var(--color-text-secondary);
	max-width: 58ch;
}

.loan-info-points {
	margin: 0;
	padding: 0;
	list-style: none;
	display: grid;
	gap: var(--space-3);
}

.loan-info-points li {
	padding-left: calc(var(--space-6) + 2px);
	position: relative;
	color: var(--color-text-primary);
	line-height: 1.65;
}

.loan-info-points li::before {
	content: "";
	position: absolute;
	left: 0;
	top: 0.62rem;
	width: 10px;
	height: 10px;
	border-radius: var(--radius-full);
	background: linear-gradient(135deg, var(--color-cta) 0%, var(--color-accent) 100%);
	box-shadow: 0 0 0 6px rgba(var(--color-cta-rgb), 0.09);
}

.loan-icon {
	flex-shrink: 0;
	width: 24px;
	height: 24px;
	color: var(--color-cta);
	margin-top: 2px;
}

.loan-section-title {
	display: flex;
	align-items: center;
	gap: var(--space-2);
}

.loan-section-title .loan-icon {
	width: 28px;
	height: 28px;
	margin-top: 0;
}

.loan-detail-list li {
	display: flex;
	align-items: flex-start;
	gap: var(--space-2);
}

.loan-detail-list li .loan-icon {
	width: 20px;
	height: 20px;
	margin-top: 4px;
}

.loan-info-actions {
	margin-top: var(--space-8);
}

.loan-section-title {
	margin: 0 0 var(--space-5);
	font-size: clamp(1.45rem, 2vw, 1.9rem);
	font-weight: 750;
	line-height: 1.12;
	letter-spacing: -0.02em;
	color: var(--color-primary-dark);
	text-wrap: balance;
}

.loan-detail-text {
	margin: 0 0 var(--space-6);
	font-size: 1.03rem;
	line-height: 1.8;
	color: var(--color-text-secondary);
}

.loan-detail-text:last-of-type {
	margin-bottom: 0;
}

.loan-detail-text + .loan-detail-list {
	margin-top: var(--space-6);
}

.loan-detail-list {
	margin: 0;
	padding-left: 1.2rem;
	display: grid;
	gap: var(--space-2);
	line-height: 1.7;
	color: var(--color-text-secondary);
}

.loan-detail-list li::marker {
	color: var(--color-cta);
}


/* --------------------------------------------------------------------------
   Right column: form + trust card stacked in one column
   -------------------------------------------------------------------------- */

.loan-form-column {
	display: flex;
	flex-direction: column;
	gap: clamp(16px, 2vw, 24px);
	/* Stick the whole column so the card follows scroll */
	position: sticky;
	top: calc(var(--header-height) + var(--space-6));
	align-self: start;
}

/* Trust card below the form card */
.loan-trust-card {
	background: rgba(var(--color-cta-rgb), 0.04);
	border: 1px solid rgba(var(--color-cta-rgb), 0.12);
	border-radius: 18px;
	padding: var(--space-5) clamp(20px, 3vw, 32px);
}

.loan-trust-card__list {
	margin: 0;
	padding: 0;
	list-style: none;
	display: grid;
	gap: var(--space-3);
}

.loan-trust-card__list li {
	display: flex;
	align-items: center;
	gap: var(--space-3);
	font-size: var(--font-size-sm);
	font-weight: 600;
	color: var(--color-text-secondary);
	line-height: 1.4;
}

.loan-trust-card__list li svg {
	flex-shrink: 0;
	color: var(--color-cta);
	opacity: 0.9;
}
.loan-lead-summary {
	display: grid;
	gap: var(--space-2);
	margin: 0 0 var(--space-6);
	padding: var(--space-4);
	border: 1px solid rgba(var(--color-cta-rgb), 0.16);
	border-radius: var(--radius-lg);
	background: rgba(var(--color-cta-rgb), 0.06);
}

.loan-lead-summary__label {
	color: var(--color-cta-dark);
	font-size: var(--font-size-xs);
	font-weight: 800;
	text-transform: uppercase;
}

.loan-lead-summary__items {
	display: flex;
	flex-wrap: wrap;
	gap: var(--space-2);
}

.loan-lead-summary__items span {
	display: inline-flex;
	align-items: center;
	min-height: 34px;
	padding: 0 var(--space-3);
	border-radius: var(--radius-full);
	background: #ffffff;
	color: var(--color-primary-dark);
	font-size: var(--font-size-sm);
	font-weight: 800;
	box-shadow: 0 1px 3px rgba(var(--color-primary-rgb), 0.04);
}

.loan-form-notice {
	margin-bottom: var(--space-5);
	padding: var(--space-3) var(--space-4);
	border-radius: 14px;
	font-size: var(--font-size-sm);
}

.loan-form-notice--success {
	background: rgba(16, 185, 129, 0.12);
	border: 1px solid rgba(16, 185, 129, 0.3);
	color: #047857;
}

.loan-form-notice--error {
	background: rgba(239, 68, 68, 0.12);
	border: 1px solid rgba(239, 68, 68, 0.3);
	color: #b91c1c;
}

.error-404-section {
	padding: var(--space-20) var(--space-4);
}

.error-container {
	max-width: 620px;
	margin: 0 auto;
	text-align: center;
}

.error-title {
	margin: 0;
	font-size: clamp(4rem, 12vw, 6rem);
	line-height: 0.95;
	color: var(--color-primary);
}

.error-subtitle {
	margin: var(--space-4) 0 var(--space-3);
	font-size: var(--font-size-2xl);
}

.error-message {
	margin: 0 0 var(--space-8);
	color: var(--color-text-secondary);
}

.error-actions {
	display: inline-flex;
	flex-wrap: wrap;
	justify-content: center;
	gap: var(--space-3);
}

/* Accessibility */
:focus-visible {
	outline: 2px solid var(--color-cta);
	outline-offset: 2px;
}

a:focus:not(:focus-visible) {
	outline: none;
}

/* Responsive */
@media (max-width: 1024px) {
	.header-container {
		grid-template-columns: auto 1fr auto;
		column-gap: var(--space-4);
	}

	.phone-number {
		display: none;
	}

	.faq-shell {
		grid-template-columns: 1fr;
		gap: var(--space-8);
	}

	.faq-copy {
		position: static;
	}

	.footer-container {
		grid-template-columns: repeat(2, minmax(0, 1fr));
	}
}

@media (max-width: 768px) {
	:root {
		--header-height: 64px;
	}

	.header-container {
		display: flex;
		justify-content: space-between;
	}

	.site-branding {
		min-width: 0;
	}

	.site-logo-wordmark {
		font-size: 1.5rem;
	}

	.mobile-nav-logo {
		font-size: 1.25rem;
	}

	.mobile-menu-toggle {
		display: inline-flex;
		order: 3;
	}

	.header-right,
	.header-cta,
	.header-cta-btn {
		display: none;
	}

	.mobile-nav-backdrop {
		display: block;
		position: fixed;
		inset: 0;
		background: rgba(10, 37, 64, 0.48);
		-webkit-backdrop-filter: blur(2px);
		backdrop-filter: blur(2px);
		opacity: 0;
		visibility: hidden;
		transition: opacity var(--transition-slow), visibility 0s linear var(--transition-slow);
		z-index: calc(var(--z-overlay) - 1);
	}

	.mobile-nav-backdrop.is-visible {
		opacity: 1;
		visibility: visible;
		transition: opacity var(--transition-slow), visibility 0s linear 0s;
	}

	.primary-navigation {
		position: fixed;
		top: 0;
		right: 0;
		bottom: 0;
		left: auto;
		width: min(86vw, 360px);
		display: flex;
		flex-direction: column;
		padding: 0;
		background: var(--color-background);
		box-shadow: -12px 0 30px -8px rgba(10, 37, 64, 0.18);
		transform: translateX(100%);
		visibility: hidden;
		transition: transform var(--transition-slow), visibility 0s linear var(--transition-slow);
		overflow: hidden;
		z-index: var(--z-overlay);
	}

	.primary-navigation.is-open {
		transform: translateX(0);
		visibility: visible;
		transition: transform var(--transition-slow), visibility 0s linear 0s;
	}

	/* Internal drawer header — close button + title */
	.mobile-nav-header {
		display: flex;
		align-items: center;
		justify-content: space-between;
		flex-shrink: 0;
		height: var(--header-height);
		padding: 0 var(--space-5);
		border-bottom: 1px solid var(--color-border);
	}

	.mobile-nav-title {
		font-size: var(--font-size-base);
		font-weight: 700;
		color: var(--color-text-primary);
		letter-spacing: 0.02em;
		text-transform: uppercase;
	}

	.mobile-menu-close {
		display: inline-flex;
		align-items: center;
		justify-content: center;
		width: 44px;
		height: 44px;
		margin-right: calc(var(--space-2) * -1);
		padding: 0;
		border: 0;
		border-radius: var(--radius-full);
		background: transparent;
		color: var(--color-text-primary);
		cursor: pointer;
		transition: background var(--transition-base);
	}

	.mobile-menu-close:hover,
	.mobile-menu-close:focus-visible {
		background: var(--color-surface);
	}

	#primary-menu {
		flex: 1 1 auto;
		overflow-y: auto;
		padding: var(--space-3) var(--space-5);
	}

	.primary-navigation ul {
		flex-direction: column;
		align-items: stretch;
		gap: 0;
	}

	.primary-navigation li {
		width: 100%;
		border-bottom: 1px solid var(--color-border-light);
	}

	.primary-navigation li:last-child {
		border-bottom: 0;
	}

	.primary-navigation a {
		display: block;
		width: 100%;
		padding: var(--space-4) var(--space-2);
		font-size: var(--font-size-lg);
		border-bottom: 0;
		border-radius: var(--radius-sm);
	}

	.primary-navigation a:hover,
	.primary-navigation a:focus,
	.primary-navigation .current-menu-item > a {
		background: var(--color-surface);
		border-bottom-color: transparent;
	}

	/* Mobile nav contact block (shown inside slide-out nav) */
	.mobile-nav-contact {
		display: block;
		flex-shrink: 0;
		padding: var(--space-4) var(--space-5) var(--space-5);
		border-top: 1px solid var(--color-border);
		background: var(--color-surface);
	}

	.mobile-nav-contact__label {
		margin: 0 0 var(--space-2);
		font-size: var(--font-size-xs);
		font-weight: 700;
		text-transform: uppercase;
		letter-spacing: 0.08em;
		color: var(--color-text-muted);
	}

	.mobile-nav-contact__icons {
		display: flex;
		gap: var(--space-3);
	}

	.mnc-icon {
		display: inline-flex;
		align-items: center;
		justify-content: center;
		width: 44px;
		height: 44px;
		border-radius: var(--radius-lg);
		background: var(--color-background);
		border: 1px solid var(--color-border);
		text-decoration: none;
		-webkit-tap-highlight-color: transparent;
		transition: background var(--transition-base), border-color var(--transition-base);
	}

	.mnc-icon:active {
		background: var(--color-surface);
	}

	.mnc-icon--call svg    { color: #22c55e; }
	.mnc-icon--whatsapp svg { color: #25D366; }
	.mnc-icon--viber svg   { color: #9061f9; }
	.mnc-icon--email svg   { color: #3b82f6; }

	.hero-section {
		padding: var(--header-height) var(--space-4) 0;
		background:
			linear-gradient(90deg, rgba(255, 255, 255, 0.72) 0 1px, transparent 1px 100%),
			linear-gradient(180deg, rgba(255, 255, 255, 0.62) 0 1px, transparent 1px 100%),
			linear-gradient(180deg, #f8fbff 0%, #edf5ff 100%);
		background-size: 56px 56px, 56px 56px, auto;
	}

	.hero-section::before,
	.hero-section::after {
		display: none;
	}

	.hero-container {
		min-height: auto;
	}

	.hero-content {
		width: 100%;
		aspect-ratio: auto;
		min-height: auto;
		border-radius: 0;
		padding: var(--space-6) 0 var(--space-6);
		text-align: center;
		grid-template-columns: 1fr;
		gap: var(--space-4);
	}

	.hero-brand-panel {
		padding: 0;
		text-align: center;
		justify-items: center;
		gap: var(--space-2);
	}

	.hero-eyebrow {
		align-self: center;
		justify-self: center;
	}

	.hero-title {
		max-width: 14ch;
		font-size: clamp(1.75rem, 8vw, 2.5rem);
		line-height: 1.1;
		margin-bottom: var(--space-2);
	}

	.hero-subtitle {
		font-size: 1rem;
		line-height: 1.5;
		max-width: 36ch;
	}

	.hero-actions {
		justify-content: center;
		width: 100%;
		gap: 8px;
		flex-wrap: nowrap;
	}

	.hero-action {
		min-height: 44px;
		font-size: 0.88rem;
		padding: 0 12px;
	}

	.hero-action--primary {
		flex: 1 1 auto;
		max-width: none;
		padding-left: 14px;
		padding-right: 10px;
	}

	.hero-action--primary svg {
		width: 24px;
		height: 24px;
		padding: 4px;
	}

	.hero-action--link {
		flex: 1 1 auto;
		white-space: nowrap;
	}

	.hero-title {
		font-size: clamp(2rem, 8vw, 2.5rem);
		line-height: 1.1;
		margin-bottom: 12px;
	}

	.hero-subtitle {
		font-size: 1.05rem;
		margin-bottom: 20px;
	}

	.hero-trust-list {
		margin-top: 0;
	}

	.hero-disclaimer {
		display: none;
	}

	.hero-calculator-card {
		padding: 0;
	}

	.hero-calculator-grid {
		grid-template-columns: 1fr;
		gap: 14px;
		margin-bottom: 18px;
	}

	.hero-calculator-select {
		min-height: 50px;
		padding: 0 54px 0 16px;
	}

	.hero-calculator-select-icon {
		width: 32px;
		height: 32px;
	}

	.hero-type-pills label {
		flex: 1 1 100%;
	}

	.hero-calculator-row {
		flex-direction: column;
		align-items: flex-start;
		gap: 6px;
	}

	.hero-calculator-output {
		width: 102px;
		font-size: var(--font-size-lg);
	}

	.hero-calculator-submit {
		min-height: 52px;
		min-width: 0;
		font-size: 1rem;
	}

	.hero-calculator-submit::after {
		width: 28px;
		height: 28px;
		font-size: 1.1rem;
	}

	.trust-stats-container {
		flex-wrap: wrap;
		gap: var(--space-6);
	}

	.trust-stat__divider {
		display: none;
	}

	.trust-stat {
		flex: 1 1 40%;
	}

	.steps-grid {
		grid-template-columns: 1fr;
	}

	.step-card {
		padding: var(--space-6) var(--space-5);
	}

	.faq-section {
		padding: var(--space-16) var(--space-4);
	}

	.faq-copy .section-eyebrow,
	.faq-copy .section-title,
	.faq-intro {
		text-align: center;
	}

	.faq-copy .section-title {
		margin-bottom: var(--space-4);
	}

	.faq-intro {
		font-size: var(--font-size-base);
		margin: 0 auto var(--space-6);
	}

	.faq-assist {
		max-width: 430px;
		margin: 0 auto;
		padding: var(--space-4);
	}

	.faq-assist-link {
		font-size: var(--font-size-lg);
	}

	.faq-question {
		padding: 14px 16px;
		gap: 12px;
	}

	.faq-answer {
		padding: 0 16px;
	}

	.faq-item[open] .faq-answer {
		padding-bottom: var(--space-1);
	}

	.faq-answer p {
		margin-bottom: 12px;
	}

	.loan-info-grid {
		grid-template-columns: 1fr;
	}

	.editorial-hero__shell,
	.editorial-cta__panel {
		grid-template-columns: 1fr;
	}

	.editorial-metrics__grid,
	.editorial-card-grid,
	.editorial-post-grid {
		grid-template-columns: repeat(2, minmax(0, 1fr));
	}

	.editorial-hero {
		padding-top: var(--space-10);
	}

	.editorial-single__title {
		font-size: 2rem;
	}

	.editorial-single__nav {
		grid-template-columns: 1fr;
	}

	.editorial-single__nav-item--next {
		text-align: left;
	}

	.editorial-hero__title {
		max-width: 100%;
	}

	.loan-info-card,
	.loan-lead-card {
		padding: var(--space-6);
	}

	.loan-form-column {
		position: static;
	}

	.editorial-richtext {
		padding: var(--space-5);
	}

	.loan-lead-form__row--split {
		grid-template-columns: 1fr;
		gap: var(--space-3);
	}

	.footer-container {
		grid-template-columns: 1fr;
	}

	.footer-tagline {
		max-width: 100%;
	}

	.fab-container {
		display: none;
	}

	/* Ensure footer isn't hidden behind mobile contact bar */
	.site-footer {
		padding-bottom: 62px;
	}
}

@media (max-width: 560px) {
	.editorial-metrics__grid,
	.editorial-card-grid,
	.editorial-post-grid {
		grid-template-columns: 1fr;
	}

	.editorial-single__hero-inner {
		padding-top: clamp(56px, 8vw, 80px);
	}
}

@media (max-width: 375px) {
	.header-container {
		padding: 0 var(--space-3);
	}

	.site-title-link {
		font-size: var(--font-size-base);
	}

	.section-title {
		font-size: clamp(1.4rem, 6vw, 1.75rem);
		line-height: 1.2;
	}
}

@keyframes fadeIn {
	from {
		opacity: 0;
		transform: translateY(4px);
	}

	to {
		opacity: 1;
		transform: translateY(0);
	}
}

/* ==========================================================================
   SCROLL-REVEAL ANIMATIONS
   Elements with .reveal-on-scroll start invisible and animate in
   when they enter the viewport via IntersectionObserver (main.js).
   ========================================================================== */

.reveal-on-scroll {
	opacity: 0;
	transform: translateY(24px);
	transition: opacity 0.6s cubic-bezier(0.4, 0, 0.2, 1),
		transform 0.6s cubic-bezier(0.4, 0, 0.2, 1);
}

.reveal-on-scroll.is-visible {
	opacity: 1;
	transform: translateY(0);
}

/* Stagger children: each subsequent card delays a bit */
.reveal-on-scroll:nth-child(2) {
	transition-delay: 0.12s;
}

.reveal-on-scroll:nth-child(3) {
	transition-delay: 0.24s;
}

.reveal-on-scroll:nth-child(4) {
	transition-delay: 0.36s;
}

/* ==========================================================================
   STEP CARD HOVER EFFECTS
   ========================================================================== */

.step-card {
	transition: border-color var(--transition-slow);
}

.step-card:hover {
	border-color: var(--color-cta);
}

.step-icon {
	transition: transform var(--transition-slow), background var(--transition-slow);
}

.step-card:hover .step-icon {
	transform: scale(1.1);
	background: rgba(var(--color-cta-rgb), 0.15);
}

/* ==========================================================================
   LOAN INFO CARD HOVER
   ========================================================================== */

.loan-info-card {
	transition: box-shadow var(--transition-slow), transform var(--transition-slow);
}

.loan-info-card:hover {
	box-shadow: var(--shadow-lg);
	transform: translateY(-3px);
}

.loan-detail-card {
	transition: box-shadow var(--transition-slow);
}

.loan-detail-card:hover {
	box-shadow: var(--shadow-md);
}

/* ==========================================================================
   FORM FIELD FOCUS & VALIDATION STYLES
   ========================================================================== */

.loan-lead-form__field input:focus,
.loan-lead-form__field select:focus {
	border-color: var(--color-cta);
	box-shadow: 0 0 0 4px rgba(var(--color-cta-rgb), 0.16);
	outline: none;
	background: #ffffff;
}

.loan-lead-form__field input.is-touched:invalid:not(:focus),
.loan-lead-form__field select.is-touched:invalid:not(:focus),
.loan-lead-form.is-submitted .loan-lead-form__field input:invalid:not(:focus),
.loan-lead-form.is-submitted .loan-lead-form__field select:invalid:not(:focus) {
	border-color: var(--color-error);
	box-shadow: 0 0 0 1px rgba(223, 27, 65, 0.16);
	background: rgba(223, 27, 65, 0.035);
}

.loan-lead-form__field input.is-touched:valid,
.loan-lead-form__field select.is-touched:valid,
.loan-lead-form.is-submitted .loan-lead-form__field input:valid,
.loan-lead-form.is-submitted .loan-lead-form__field select:valid {
	border-color: rgba(16, 185, 129, 0.34);
	background: rgba(16, 185, 129, 0.03);
}

/* Submit button loading state */
.btn--loading {
	position: relative;
	pointer-events: none;
	color: transparent !important;
}

.btn--loading::after {
	content: '';
	position: absolute;
	width: 20px;
	height: 20px;
	border: 2.5px solid rgba(255, 255, 255, 0.35);
	border-top-color: #ffffff;
	border-radius: 50%;
	animation: btn-spin 0.65s linear infinite;
}

@keyframes btn-spin {
	to {
		transform: rotate(360deg);
	}
}

@keyframes shake {

	0%,
	100% {
		transform: translateX(0);
	}

	10%,
	30%,
	50%,
	70%,
	90% {
		transform: translateX(-4px);
	}

	20%,
	40%,
	60%,
	80% {
		transform: translateX(4px);
	}
}

.loan-form-notice--error {
	animation: shake 0.5s ease;
}

/* ==========================================================================
   ANIMATED COUNTER HIGHLIGHT
   ========================================================================== */

.counter-highlight {
	font-weight: 800;
	color: #ffffff;
	display: inline-block;
	min-width: 2.5em;
}

/* ==========================================================================
   DARK MODE
   Respects prefers-color-scheme: dark.
   Inverts key surfaces, text, and border colors.
   ========================================================================== */

@media (prefers-color-scheme: dark) {
	:root {
		--color-background: #1a2d45;
		--color-surface: #243655;
		--color-text-primary: #E2E8F0;
		--color-text-secondary: #A8B8CC;
		--color-text-muted: #7A8FA4;
		--color-border: #3a5070;
		--color-border-light: #2d4260;
		--color-dark-bg: #111d30;
		--color-dark-surface: #1a2d45;
	}

	body {
		color-scheme: dark;
	}

	.site-header {
		background: transparent;
		border-bottom-color: transparent;
	}

	.site-header.is-scrolled {
		background: rgba(26, 45, 69, 0.92);
		border-bottom-color: #3a5070;
	}

	.site-title-link {
		color: #E2E8F0;
	}

	.primary-navigation a {
		color: #94A3B8;
	}

	.primary-navigation a:hover,
	.primary-navigation a:focus,
	.primary-navigation .current-menu-item>a {
		color: #E2E8F0;
		border-bottom-color: var(--color-cta);
	}

	.header-phone {
		color: #CBD5E1;
	}

	.hamburger-line {
		background: #CBD5E1;
	}

	.hero-title {
		color: #E2E8F0;
	}

	.hero-subtitle {
		color: #CBD5E1;
	}

	/* Steps */
	.step-card {
		background: #1E293B;
		border-color: #334155;
	}

	.step-title {
		color: #E2E8F0;
	}

	.step-desc {
		color: #94A3B8;
	}

	.section-eyebrow {
		color: hsl(244, 90%, 78%);
	}

	.faq-section .section-eyebrow {
		color: var(--color-accent, #00D4AA);
	}

	.faq-section .section-title {
		color: #F8FAFC;
	}

	/* FAQ */
	.faq-section {
		background:
			radial-gradient(120% 120% at 100% 0%, rgba(96, 165, 250, 0.12) 0%, rgba(96, 165, 250, 0) 52%),
			linear-gradient(180deg, #1a2d45 0%, #1f3352 100%);
		border-top-color: #2d4260;
	}

	.faq-assist {
		background: rgba(148, 163, 184, 0.1);
		border-color: rgba(148, 163, 184, 0.22);
	}

	.faq-assist-label {
		color: #94A3B8;
	}

	.faq-assist-link {
		color: #E2E8F0;
	}

	.faq-assist-link:hover,
	.faq-assist-link:focus {
		color: #93C5FD;
	}

	.faq-item {
		background: #1e3150;
		border-color: #344e6e;
		box-shadow: none;
	}

	.faq-item:hover {
		background: #1e3150;
		border-color: rgba(99, 91, 255, 0.5);
		box-shadow: none;
	}

	.faq-item[open] {
		background: #1e3150;
		border-color: rgba(99, 91, 255, 0.65);
		box-shadow: none;
	}

	.faq-question-text {
		color: #F8FAFC;
	}

	.faq-question::after {
		background-color: rgba(99, 91, 255, 0.14);
		background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23a5a0ff' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'><polyline points='6 9 12 15 18 9'/></svg>");
	}

	.faq-item[open] .faq-question::after {
		background-color: rgba(99, 91, 255, 0.26);
	}

	.faq-answer p {
		border-top: 0;
		color: #E2E8F0;
	}

	.faq-intro {
		color: #CBD5E1;
	}

	/* Loan info pages */
	.loan-info-page {
		background:
			radial-gradient(120% 120% at 100% 0%, rgba(var(--color-cta-rgb), 0.16) 0%, rgba(var(--color-cta-rgb), 0) 46%),
			linear-gradient(180deg, #111e33 0%, #1a2d45 100%);
	}

	.editorial-page {
		background:
			radial-gradient(120% 120% at 100% 0%, rgba(var(--color-cta-rgb), 0.2) 0%, rgba(var(--color-cta-rgb), 0) 44%),
			linear-gradient(180deg, #111e33 0%, #1a2d45 100%);
	}

	.editorial-richtext,
	.editorial-empty {
		background: rgba(15, 23, 42, 0.76);
		border-color: rgba(148, 163, 184, 0.18);
	}

	.editorial-metric-card,
	.editorial-card,
	.editorial-post-card,
	.editorial-single__content,
	.editorial-contact-form-wrap,
	.editorial-single__nav-item a,
	.editorial-pagination .page-numbers {
		background: #243655;
		border-color: rgba(148, 163, 184, 0.2);
		box-shadow: 0 20px 44px rgba(2, 6, 23, 0.28);
	}

	.editorial-section-intro,
	.editorial-richtext p,
	.editorial-richtext li,
	.editorial-empty p,
	.editorial-post-card__excerpt,
	.editorial-single__excerpt,
	.editorial-card__body,
	.editorial-metric-card__description {
		color: #94A3B8;
	}

	.editorial-richtext h2,
	.editorial-richtext h3,
	.editorial-post-card__title a,
	.editorial-single__nav-item a,
	.editorial-card__title,
	.editorial-metric-card__value {
		color: #E2E8F0;
	}

	.editorial-post-card__meta {
		color: #64748B;
	}

	.editorial-metric-card__label,
	.editorial-card__eyebrow,
	.editorial-single__nav-item span,
	.editorial-card__link {
		color: #A5B4FC;
	}

	.loan-info-card,
	.loan-lead-card {
		background: #243655;
		border-color: rgba(148, 163, 184, 0.2);
		box-shadow: 0 20px 44px rgba(2, 6, 23, 0.28);
	}

	.loan-info-eyebrow {
		background: rgba(99, 91, 255, 0.14);
		border-color: rgba(129, 140, 248, 0.24);
		color: #c7d2fe;
	}

	.loan-info-title {
		color: #E2E8F0;
	}

	.loan-info-description {
		color: #CBD5E1;
	}

	.loan-info-points li {
		color: #CBD5E1;
	}

	.loan-section-title {
		color: #CBD5E1;
	}

	.loan-detail-text {
		color: #CBD5E1;
	}

	.loan-detail-list {
		color: #CBD5E1;
	}

	.loan-lead-card__title {
		color: #E2E8F0;
	}

	.loan-lead-card__subtitle {
		color: #CBD5E1;
	}
	.loan-trust-card {
		background: rgba(99, 91, 255, 0.08);
		border-color: rgba(129, 140, 248, 0.18);
	}

	.loan-trust-card__list li {
		color: #CBD5E1;
	}

	.loan-trust-card__list li svg {
		color: #818CF8;
	}

	.llf-stepper__dot {
		background: #243655;
		border-color: rgba(148, 163, 184, 0.35);
		color: #A8B8CC;
	}

	.llf-stepper__step--active .llf-stepper__dot,
	.llf-stepper__step--done .llf-stepper__dot {
		background: var(--color-cta);
		border-color: var(--color-cta);
		color: #ffffff;
	}

	.llf-stepper__line {
		background: rgba(148, 163, 184, 0.2);
	}

	.llf-pill-select__btn {
		background: #2d4260;
		border-color: rgba(148, 163, 184, 0.25);
		color: #CBD5E1;
	}

	.llf-pill-select__option input[type="radio"]:checked ~ .llf-pill-select__btn {
		background: rgba(99, 91, 255, 0.18);
		border-color: #818CF8;
		color: #C7D2FE;
	}

	.btn-ghost {
		border-color: rgba(148, 163, 184, 0.25);
		color: #94A3B8;
	}

	.btn-ghost:hover {
		background: rgba(148, 163, 184, 0.08);
		color: #CBD5E1;
	}

	.loan-lead-form {
		--llf-label-color: #CBD5E1;
		--llf-hint-color: rgba(219, 231, 255, 0.78);
	}

	.editorial-contact-form-wrap .loan-lead-form__field > span:first-child,
	.editorial-contact-form-wrap .loan-lead-form__field > legend {
		color: #CBD5E1;
	}

	.loan-lead-form__hint {
		color: rgba(219, 231, 255, 0.78);
	}

	/* Form inputs — also overridden in forms.css dark mode block (loads later) */
	.loan-lead-form__field input,
	.loan-lead-form__field select {
		background: #172440;
		border-color: rgba(148, 163, 184, 0.25);
		color: #E2E8F0;
	}

	.loan-lead-form__field span,
	.loan-lead-form__field legend {
		color: #CBD5E1;
	}

	.loan-lead-form__field--radio {
		border-color: rgba(148, 163, 184, 0.18);
		background: rgba(15, 23, 42, 0.78);
	}

	.loan-lead-form__field--radio label {
		color: #CBD5E1;
	}

	/* Page content */
	.page-title {
		color: #E2E8F0;
	}

	/* 404 */
	.error-subtitle {
		color: #E2E8F0;
	}

	.error-message {
		color: #94A3B8;
	}

	/* Mobile nav drawer (dark mode) */
	@media (max-width: 768px) {
		.primary-navigation {
			background: #243655;
			box-shadow: -12px 0 30px -8px rgba(0, 0, 0, 0.4);
		}

		.mobile-nav-header {
			border-bottom-color: #3a5070;
		}

		.mobile-nav-logo .logo-word-brzi {
			color: #E2E8F0;
		}

		.mobile-menu-close {
			color: #E2E8F0;
		}

		.mobile-menu-close:hover,
		.mobile-menu-close:focus-visible {
			background: rgba(148, 163, 184, 0.15);
		}

		.primary-navigation li {
			border-bottom-color: #334155;
		}

		.primary-navigation a:hover,
		.primary-navigation a:focus,
		.primary-navigation .current-menu-item > a {
			background: rgba(148, 163, 184, 0.12);
		}

		.mobile-nav-contact {
			background: #1a2d45;
			border-top-color: #3a5070;
		}

		.mnc-icon {
			background: #243655;
			border-color: #3a5070;
			color: #A8B8CC;
		}

		.mnc-icon:active {
			background: #2d4260;
		}
	}
}

/* ==========================================================================
   CALCULATOR PAGE — hero-aligned design language
   Mirrors the hero calculator's purple/cyan palette, deep navy result panel,
   lift-on-hover card, and refined typography. CSS-only overrides scoped to
   .lc-calc-page so the plugin stays portable.
   ========================================================================== */

.lc-calc-page {
	background: linear-gradient(180deg, #dfe8ff 0%, #d0dcfb 100%);
	padding: var(--space-8, 2rem) 0 var(--space-10, 2.5rem);
	min-height: 0;
}

.lc-calc-page__container {
	max-width: 820px;
	margin: 0 auto;
	padding: 0 var(--space-6, 1.5rem);
}

.lc-calc-page__header {
	max-width: 720px;
	margin: 0 auto var(--space-6, 1.5rem);
	text-align: center;
}

.lc-breadcrumb {
	display: flex;
	align-items: center;
	justify-content: center;
	gap: var(--space-2, 0.5rem);
	font-size: var(--font-size-sm, 0.875rem);
	font-weight: 600;
	color: rgba(10, 37, 64, 0.6);
	margin-bottom: var(--space-4, 1rem);
}

.lc-breadcrumb a {
	color: var(--color-primary, #0A2540);
	text-decoration: none;
	transition: color var(--transition-base, 0.2s ease);
}

.lc-breadcrumb a:hover {
	color: var(--color-cta);
}

.lc-breadcrumb__sep {
	opacity: 0.35;
}

.lc-calc-page__title {
	font-size: clamp(1.6rem, 2.4vw, 2.25rem);
	font-weight: 800;
	color: var(--color-primary, #0A2540);
	letter-spacing: -0.03em;
	margin: 0 0 var(--space-2, 0.5rem);
	line-height: 1.14;
	text-wrap: balance;
}

.lc-calc-page__subtitle {
	font-size: clamp(0.95rem, 1.1vw, 1.05rem);
	color: rgba(10, 37, 64, 0.85);
	margin: 0;
}

.lc-calc-page__widget {
	margin-bottom: var(--space-6, 1.5rem);
}

.lc-calc-page .lc-wrap {
	max-width: 860px;
	font-family: var(--font-family-primary, "Inter", sans-serif);
}

/* ── Tabs (text-only segmented pills) ── */
.lc-calc-page .lc-tabs {
	display: grid;
	grid-template-columns: repeat(4, minmax(0, 1fr));
	gap: 8px;
	background: rgba(255, 255, 255, 0.6);
	border: 1px solid rgba(10, 37, 64, 0.08);
	border-radius: 999px;
	padding: 6px;
	margin-bottom: var(--space-6, 1.5rem);
	overflow: visible;
	box-shadow: 0 8px 20px rgba(10, 37, 64, 0.06),
		inset 0 0 0 1px rgba(255, 255, 255, 0.5);
	backdrop-filter: blur(8px);
	-webkit-backdrop-filter: blur(8px);
}

.lc-calc-page .lc-tab {
	min-height: 44px;
	flex-direction: row;
	align-items: center;
	justify-content: center;
	gap: 0;
	padding: 0 14px;
	border: 0;
	border-radius: 999px;
	background: transparent;
	color: rgba(10, 37, 64, 0.7);
	font-size: 0.92rem;
	font-weight: 600;
	box-shadow: none;
	white-space: nowrap;
	transition: background var(--transition-base, 0.2s ease),
		color var(--transition-base, 0.2s ease),
		box-shadow var(--transition-base, 0.2s ease),
		transform var(--transition-base, 0.2s ease);
}

/* Hide plugin-rendered SVG icons — text-only pills look cleaner */
.lc-calc-page .lc-tab__icon {
	display: none;
}

.lc-calc-page .lc-tab__label {
	font-size: 0.92rem;
	font-weight: 600;
	text-transform: none;
	letter-spacing: 0;
	line-height: 1;
}

.lc-calc-page .lc-tab:hover {
	background: rgba(99, 91, 255, 0.08);
	color: var(--color-cta-dark);
	transform: none;
}

.lc-calc-page .lc-tab--active,
.lc-calc-page .lc-tab--active:hover {
	background: linear-gradient(135deg, var(--color-cta), var(--color-cta-dark));
	color: #ffffff;
	box-shadow: 0 8px 20px rgba(99, 91, 255, 0.32);
}

/* ── Panel (the white card) ── */
.lc-calc-page .lc-panel {
	background: #ffffff;
	border: 1px solid rgba(var(--color-primary-rgb, 10, 37, 64), 0.08);
	border-radius: 20px;
	padding: clamp(20px, 2.5vw, 28px);
	box-shadow: 0 20px 50px rgba(10, 37, 64, 0.14);
	transition:
		transform var(--transition-slow, 0.3s ease),
		box-shadow var(--transition-slow, 0.3s ease);
}

.lc-calc-page .lc-panel:hover {
	transform: translateY(-2px);
	box-shadow: 0 26px 60px rgba(10, 37, 64, 0.18);
}

.lc-calc-page .lc-panel::before {
	height: 3px;
	background: linear-gradient(90deg, var(--color-cta) 0%, #00D4AA 100%);
}

/* ── Rate Badge ── */
.lc-calc-page .lc-rate-badge {
	gap: var(--space-2, 0.5rem);
	padding: 6px 14px;
	border-color: rgba(99, 91, 255, 0.24);
	background: rgba(99, 91, 255, 0.08);
	margin-bottom: var(--space-5, 1.25rem);
}

.lc-calc-page .lc-rate-badge__label {
	font-size: 0.82rem;
	color: rgba(10, 37, 64, 0.75);
}

.lc-calc-page .lc-rate-badge__value {
	color: var(--color-cta-dark);
	font-size: 1.1rem;
	font-weight: 800;
}

.lc-calc-page .lc-rate-badge__sub {
	font-size: 0.75rem;
	color: rgba(10, 37, 64, 0.70);
}

/* ── Inputs (hero-style underline pattern) ── */
.lc-calc-page .lc-inputs {
	gap: var(--space-5, 1.25rem);
	margin-bottom: var(--space-5, 1.25rem);
}

.lc-calc-page .lc-field__header {
	margin-bottom: var(--space-2, 0.5rem);
}

.lc-calc-page .lc-slider-minmax {
	margin-top: var(--space-1, 0.25rem);
	font-size: 0.72rem;
}

.lc-calc-page .lc-field__label {
	font-size: 0.92rem;
	font-weight: 500;
	letter-spacing: 0;
	text-transform: none;
	color: var(--color-text-secondary, #425466);
}

.lc-calc-page .lc-field .lc-field__value-wrap {
	background: transparent;
	border: 0;
	border-bottom: 2px solid transparent;
	border-radius: 0;
	padding: 4px 0;
	box-shadow: none;
	transition: border-color var(--transition-base, 0.2s ease);
}

.lc-calc-page .lc-field .lc-field__value-wrap:focus-within {
	border-color: var(--color-cta);
	background: transparent;
	box-shadow: none;
}

.lc-calc-page .lc-amount-display,
.lc-calc-page .lc-term-display {
	width: auto;
	min-width: 0;
	flex: 1 1 auto;
	font-size: 1.15rem;
	font-weight: 700;
	color: var(--color-primary, #0A2540);
}

.lc-calc-page .lc-field__unit {
	font-size: 0.92rem;
	font-weight: 600;
	color: rgba(10, 37, 64, 0.5);
	flex: 0 0 auto;
}

/* ── Slider (purple accent + glow) ── */
.lc-calc-page .lc-slider {
	height: 7px;
	background: linear-gradient(
		to right,
		var(--color-cta) var(--fill, 50%),
		rgba(var(--color-primary-rgb, 10, 37, 64), 0.14) var(--fill, 50%)
	);
}

.lc-calc-page .lc-slider::-webkit-slider-thumb {
	width: 24px;
	height: 24px;
	border-color: var(--color-cta);
	box-shadow: 0 8px 18px rgba(99, 91, 255, 0.28);
}

.lc-calc-page .lc-slider::-webkit-slider-thumb:hover {
	box-shadow: 0 10px 24px rgba(99, 91, 255, 0.42);
}

.lc-calc-page .lc-slider::-moz-range-thumb {
	border-color: var(--color-cta);
	box-shadow: 0 8px 18px rgba(99, 91, 255, 0.28);
}

/* ── Results (hero-style dark navy with cyan glow + prominent EMI) ── */
.lc-calc-page .lc-results {
	display: grid;
	grid-template-columns: 1fr 1fr;
	gap: var(--space-2, 0.5rem) var(--space-5, 1.25rem);
	background:
		linear-gradient(135deg, rgba(0, 212, 170, 0.14), rgba(0, 212, 170, 0)),
		var(--color-primary, #0A2540);
	border-radius: 16px;
	padding: clamp(18px, 2.4vw, 24px) clamp(18px, 2.4vw, 26px);
	margin-bottom: var(--space-5, 1.25rem);
}

.lc-calc-page .lc-result {
	text-align: left;
}

/* Hide the vertical divider line — new layout doesn't need it */
.lc-calc-page .lc-result + .lc-result::before {
	content: none;
}

/* Primary EMI spans full width as the dominant value */
.lc-calc-page .lc-result--primary {
	display: block;
	grid-column: 1 / -1;
	margin-bottom: var(--space-3, 0.75rem);
	padding-bottom: var(--space-3, 0.75rem);
	border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.lc-calc-page .lc-result--primary .lc-result__label {
	display: block;
	width: 100%;
	font-size: 0.82rem;
	font-weight: 500;
	color: rgba(255, 255, 255, 0.7);
	letter-spacing: 0;
	text-transform: none;
	margin-bottom: 4px;
}

.lc-calc-page .lc-result--primary .lc-result__value {
	display: block;
	width: 100%;
	font-size: clamp(1.7rem, 3vw, 2.4rem);
	font-weight: 900;
	line-height: 1;
	letter-spacing: -0.02em;
	color: #ffffff;
}

/* Secondary stats — readable, not tiny */
.lc-calc-page .lc-result__label {
	font-size: 0.74rem;
	font-weight: 500;
	color: rgba(255, 255, 255, 0.7);
	letter-spacing: 0;
	text-transform: none;
	margin-bottom: 2px;
}

.lc-calc-page .lc-result__value {
	font-size: 1rem;
	font-weight: 700;
	color: #ffffff;
	letter-spacing: -0.01em;
}

/* ── Breakdown bar — hidden on the dedicated calculator page (redundant
   with the result panel's total payable / total interest stats). ── */
.lc-calc-page .lc-breakdown {
	display: none;
}

/* ── Apply CTA (purple with hero-style glow) ── */
.lc-calc-page .lc-apply-btn {
	width: fit-content;
	min-width: 240px;
	min-height: 50px;
	margin: 0 auto;
	padding: 0 10px 0 22px;
	border-radius: 999px;
	border: 1px solid var(--color-cta);
	background: var(--color-cta);
	font-size: 0.98rem;
	font-weight: 700;
	letter-spacing: 0;
	color: #ffffff;
	box-shadow: 0 10px 22px rgba(99, 91, 255, 0.28);
	transition: background var(--transition-base, 0.2s ease),
		border-color var(--transition-base, 0.2s ease),
		box-shadow var(--transition-base, 0.2s ease),
		transform var(--transition-base, 0.2s ease);
}

.lc-calc-page .lc-apply-btn svg {
	width: 28px;
	height: 28px;
	padding: 6px;
	border-radius: 50%;
	background: #ffffff;
	color: var(--color-cta-dark);
}

.lc-calc-page .lc-apply-btn:hover {
	background: #544DE6;
	border-color: #544DE6;
	box-shadow: 0 14px 30px rgba(99, 91, 255, 0.38);
	transform: translateY(-1px);
}

/* ── Disclaimer (compact, footnote-style) ── */
.lc-calc-page__disclaimer {
	max-width: 720px;
	margin: var(--space-4, 1rem) auto 0;
	font-size: 0.78rem;
	color: rgba(10, 37, 64, 0.70);
	line-height: 1.55;
	text-align: center;
	padding: 0 var(--space-4, 1rem);
	background: transparent;
	border: 0;
	border-radius: 0;
}

/* ──────────────────────────────────────────────────────────────────────────
   Calculator-page FAQ — clean modern style.
   Overrides the homepage frosted-glass FAQ with solid white cards,
   no numbered badges, and an SVG chevron indicator.
   ────────────────────────────────────────────────────────────────────────── */
.lc-calc-faq {
	padding: var(--space-12, 3rem) var(--space-4, 1rem) var(--space-16, 4rem);
	background: linear-gradient(180deg, #d0dcfb 0%, #f1f4fb 60%, #ffffff 100%);
	border-top: 0;
}

.lc-calc-faq__shell {
	max-width: 760px;
	margin: 0 auto;
}

.lc-calc-faq__head {
	text-align: center;
	margin-bottom: var(--space-8, 2rem);
}

.lc-calc-faq__head .section-title {
	margin: 0 auto;
	max-width: 24ch;
}

.lc-calc-faq .faq-list {
	gap: 10px;
}

/* ── FAQ card ── */
.lc-calc-faq .faq-item {
	background: #ffffff;
	backdrop-filter: none;
	-webkit-backdrop-filter: none;
	border: 1px solid rgba(10, 37, 64, 0.08);
	border-radius: 14px;
	box-shadow: 0 1px 3px rgba(10, 37, 64, 0.04);
	transition: border-color 0.18s ease, box-shadow 0.18s ease;
}

.lc-calc-faq .faq-item:hover {
	background: #ffffff;
	border-color: rgba(99, 91, 255, 0.28);
	box-shadow: 0 6px 18px rgba(10, 37, 64, 0.06);
	transform: none;
}

.lc-calc-faq .faq-item[open] {
	background: #ffffff;
	border-color: rgba(99, 91, 255, 0.45);
	box-shadow: 0 8px 24px rgba(99, 91, 255, 0.1);
}

/* Hide the numbered "01" badge — cleaner without it */
.lc-calc-faq .faq-question-index {
	display: none;
}

/* ── Question (clickable summary) ── */
.lc-calc-faq .faq-question {
	display: flex;
	align-items: center;
	gap: 16px;
	padding: 18px 20px;
	min-height: 0;
	cursor: pointer;
}

.lc-calc-faq .faq-question:focus-visible {
	outline: 2px solid var(--color-cta);
	outline-offset: 2px;
	border-radius: 14px;
}

.lc-calc-faq .faq-question-text {
	flex: 1;
	min-width: 0;
	color: var(--color-primary, #0A2540);
	font-size: 1rem;
	font-weight: 600;
	line-height: 1.5;
	letter-spacing: -0.005em;
}

/* SVG chevron in a circular indicator */
.lc-calc-faq .faq-question::after {
	content: "";
	flex-shrink: 0;
	width: 32px;
	height: 32px;
	border: 0;
	border-radius: 50%;
	background-color: rgba(99, 91, 255, 0.08);
	background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23635BFF' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'><polyline points='6 9 12 15 18 9'/></svg>");
	background-repeat: no-repeat;
	background-position: center;
	background-size: 14px 14px;
	transform: rotate(0);
	transition: transform 0.22s ease, background-color 0.22s ease;
}

.lc-calc-faq .faq-item[open] .faq-question::after {
	background-color: rgba(99, 91, 255, 0.16);
	transform: rotate(180deg);
}

/* ── Answer ── */
.lc-calc-faq .faq-answer {
	padding: 0 20px;
}

.lc-calc-faq .faq-item[open] .faq-answer {
	padding-bottom: 4px;
}

.lc-calc-faq .faq-answer p {
	margin: 0 0 16px;
	padding-top: 0;
	border-top: 0;
	color: rgba(10, 37, 64, 0.85);
	font-size: 0.95rem;
	line-height: 1.65;
}

/* ── Responsive ── */
@media (max-width: 920px) {
	.lc-calc-faq {
		padding: var(--space-10, 2.5rem) var(--space-4, 1rem) var(--space-12, 3rem);
	}

	.lc-calc-page .lc-tabs {
		grid-template-columns: repeat(2, minmax(0, 1fr));
		border-radius: 18px;
		gap: 6px;
	}

	.lc-calc-page .lc-tab {
		min-height: 42px;
		padding: 0 12px;
	}

	.lc-calc-page .lc-tab__label {
		font-size: 0.88rem;
	}
}

@media (max-width: 640px) {
	.lc-calc-page {
		padding: var(--space-8, 2rem) 0 var(--space-12, 3rem);
	}

	.lc-calc-page__container {
		padding: 0 var(--space-4, 1rem);
	}

	.lc-calc-page__title {
		font-size: var(--font-size-2xl, 1.5rem);
	}

	.lc-calc-page .lc-panel {
		padding: 22px 20px;
		border-radius: 20px;
	}

	.lc-calc-page .lc-panel:hover {
		transform: none;
	}

	.lc-calc-page .lc-tabs {
		gap: 4px;
		padding: 5px;
		border-radius: 16px;
	}

	.lc-calc-page .lc-tab {
		min-height: 40px;
		padding: 0 8px;
	}

	.lc-calc-page .lc-tab__label {
		font-size: 0.82rem;
		letter-spacing: -0.005em;
	}

	.lc-calc-page .lc-results {
		grid-template-columns: 1fr;
		gap: var(--space-3, 0.75rem);
		padding: 22px 20px;
		border-radius: 18px;
	}

	.lc-calc-page .lc-result {
		display: flex;
		align-items: baseline;
		justify-content: space-between;
		gap: var(--space-3, 0.75rem);
	}

	.lc-calc-page .lc-result--primary {
		display: block;
	}

	.lc-calc-page .lc-result--primary .lc-result__value {
		font-size: clamp(1.85rem, 8vw, 2.4rem);
	}

	.lc-calc-page .lc-result__value {
		font-size: 1.02rem;
		text-align: right;
	}

	.lc-calc-page .lc-result__label {
		font-size: 0.82rem;
		margin-bottom: 0;
		white-space: nowrap;
	}

	.lc-calc-page .lc-apply-btn {
		width: 100%;
		min-width: 0;
		justify-content: space-between;
	}

	.lc-calc-page .lc-apply-btn svg {
		width: 28px;
		height: 28px;
		padding: 5px;
	}

	/* FAQ on mobile — tighter, larger tap targets, crisper contrast */
	.lc-calc-faq {
		padding: var(--space-8, 2rem) var(--space-4, 1rem) var(--space-10, 2.5rem);
	}

	.lc-calc-faq__head {
		margin-bottom: var(--space-6, 1.5rem);
	}

	.lc-calc-faq .faq-item {
		border-radius: 12px;
	}

	.lc-calc-faq .faq-question {
		padding: 14px 14px 14px 16px;
		gap: 12px;
		min-height: 56px;
	}

	.lc-calc-faq .faq-question-text {
		font-size: 0.94rem;
		font-weight: 600;
		line-height: 1.45;
	}

	.lc-calc-faq .faq-question::after {
		width: 28px;
		height: 28px;
		background-size: 12px 12px;
	}

	.lc-calc-faq .faq-answer {
		padding: 0 16px;
	}

	.lc-calc-faq .faq-answer p {
		font-size: 0.92rem;
		line-height: 1.6;
		color: rgba(10, 37, 64, 0.85);
		margin-bottom: 14px;
	}
}

/* Footer Disclaimer */
.footer-disclaimer {
	padding: var(--space-8) 0;
	border-top: 1px solid var(--color-border);
	margin-top: var(--space-8);
}

.disclaimer-text {
	max-width: 900px;
}

.disclaimer-text p {
	font-size: 11px;
	line-height: 1.6;
	color: rgba(255, 255, 255, 0.45);
	margin: 0 0 var(--space-2);
}

.disclaimer-text p:last-child {
	margin-bottom: 0;
}

.disclaimer-text strong {
	color: rgba(255, 255, 255, 0.7);
}

/* ==========================================================================
   MOBILE CONTACT BAR (SviKrediti-style, homepage only)
   ========================================================================== */
.mobile-contact-bar {
	display: none;
}

@media (max-width: 768px) {
	.mobile-contact-bar {
		display: flex;
		position: fixed;
		bottom: 0;
		left: 0;
		right: 0;
		z-index: var(--z-fab, 1000);
		height: calc(64px + env(safe-area-inset-bottom, 0px));
		background: rgba(10, 37, 64, 0.45);
		-webkit-backdrop-filter: saturate(160%) blur(18px);
		backdrop-filter: saturate(160%) blur(18px);
		border-top: 1px solid rgba(255, 255, 255, 0.10);
		box-shadow: 0 -6px 24px rgba(0, 0, 0, 0.12);
		padding-bottom: env(safe-area-inset-bottom, 0px);
		transform: translateY(0);
		transition: transform var(--transition-slow), opacity var(--transition-base);
	}

	/* Slide the contact bar out of view while the drawer is open.
	   The drawer has its own contact footer, so the bar is redundant
	   here and was layering above the drawer (z-fab > z-overlay).
	   Selector covers either <html> or <body> carrying the lock class. */
	.is-nav-locked .mobile-contact-bar,
	.is-nav-locked.mobile-contact-bar {
		transform: translateY(100%);
		opacity: 0;
		pointer-events: none;
	}

	.mobile-contact-bar__link {
		flex: 1;
		display: flex;
		flex-direction: column;
		align-items: center;
		justify-content: center;
		text-decoration: none;
		color: #ffffff;
		transition: background var(--transition-base);
		-webkit-tap-highlight-color: transparent;
	}

	/* Labels are kept in the DOM for accessibility (the link's aria-label
	   already covers screen readers — visually hide the text). */
	.mobile-contact-bar__link span {
		position: absolute;
		width: 1px;
		height: 1px;
		padding: 0;
		margin: -1px;
		overflow: hidden;
		clip: rect(0, 0, 0, 0);
		white-space: nowrap;
		border: 0;
	}

	.mobile-contact-bar__link:active {
		background: rgba(255, 255, 255, 0.12);
	}

	.mobile-contact-bar__link svg {
		width: 26px;
		height: 26px;
	}

	/* Color-coded icons for each service */
	.mobile-contact-bar__link--call svg {
		color: #4ade80;
	}

	.mobile-contact-bar__link--whatsapp svg {
		color: #25D366;
	}

	.mobile-contact-bar__link--viber svg {
		color: #a78bfa;
	}

	.mobile-contact-bar__link--email svg {
		color: #60a5fa;
	}
}

@media (prefers-color-scheme: dark) {
	.mobile-contact-bar {
		background: #020617;
		border-top-color: rgba(255, 255, 255, 0.06);
	}
}

@media (prefers-color-scheme: dark) {
	.hero-section {
		background:
			linear-gradient(90deg, rgba(255, 255, 255, 0.7) 0 1px, transparent 1px 100%),
			linear-gradient(180deg, rgba(255, 255, 255, 0.62) 0 1px, transparent 1px 100%),
			linear-gradient(135deg, #f8fbff 0%, #edf5ff 47%, #dfeaff 100%);
		background-size: 72px 72px, 72px 72px, auto;
	}

	.hero-brand-panel,
	.hero-title {
		color: var(--color-primary);
	}

	.hero-subtitle,
	.hero-trust-list li {
		color: rgba(10, 37, 64, 0.85);
	}
}

/* Desktop Layout Adjustments for Loan Banner */
@media (min-width: 769px) {
    .loan-info-grid {
        grid-template-rows: max-content 1fr;
    }
    .loan-info-stack {
        grid-column: 1;
        grid-row: 1 / span 2;
    }
    .loan-top-action-banner {
        grid-column: 2;
        grid-row: 1;
        margin-bottom: -10px;
    }
    .loan-form-column-sidebar {
        grid-column: 2;
        grid-row: 2;
		display: flex;
		flex-direction: column;
		gap: 20px;
    }
    .loan-top-action-banner .mobile-only {
        display: none !important;
    }
}

/* Calculator Banner UI Improvements */
.loan-top-action-banner {
	display: flex;
	justify-content: space-between;
	align-items: center;
	padding: 14px 22px;
	background: rgba(255, 255, 255, 0.45);
	backdrop-filter: blur(10px);
	-webkit-backdrop-filter: blur(10px);
	border: 1px solid rgba(255, 255, 255, 0.35);
	border-radius: 18px;
	margin-bottom: 28px;
	transition: all 0.4s cubic-bezier(0.165, 0.84, 0.44, 1);
	box-shadow: 0 4px 14px rgba(0, 0, 0, 0.02);
}

.loan-top-action-banner:hover {
	background: rgba(255, 255, 255, 0.65);
	border-color: rgba(255, 255, 255, 0.55);
	transform: translateY(-2px);
	box-shadow: 0 12px 28px rgba(0, 0, 0, 0.05);
}

.loan-top-action-banner__content {
	display: flex;
	align-items: center;
	gap: 14px;
}

.loan-top-action-banner__icon {
	color: var(--color-cta);
	flex-shrink: 0;
	background: rgba(var(--color-cta-rgb), 0.08);
	padding: 8px;
	border-radius: 10px;
}

.loan-top-action-banner__text {
	margin: 0;
	font-size: 1rem;
	font-weight: 600;
	color: var(--color-primary-dark);
	letter-spacing: -0.01em;
}

.loan-top-action-banner__actions {
	display: flex;
	gap: 10px;
}

.loan-top-action-banner .btn-sm {
	padding: 8px 18px;
	font-size: 0.88rem;
	font-weight: 700;
	min-height: auto;
	border-radius: 10px;
}

@media (max-width: 768px) {
	.loan-top-action-banner {
		flex-direction: column;
		align-items: flex-start;
		gap: 16px;
		padding: 20px;
		margin-bottom: 24px;
	}
	
	.loan-top-action-banner__actions {
		width: 100%;
		display: flex;
	}
	
	.loan-top-action-banner__actions .btn {
		flex: 1;
		justify-content: center;
	}
}

/* Property Promotional Banner */
.loan-property-banner {
	display: flex;
	justify-content: space-between;
	align-items: center;
	padding: 16px 22px;
	background: #f8fafc;
	border: 1px solid var(--color-border);
	border-radius: 18px;
	margin-top: 10px;
	transition: all 0.4s cubic-bezier(0.165, 0.84, 0.44, 1);
	box-shadow: 0 4px 14px rgba(0, 0, 0, 0.03);
}

.loan-property-banner:hover {
	background: rgba(255, 255, 255, 0.65);
	border-color: rgba(255, 255, 255, 0.55);
	transform: translateY(-2px);
	box-shadow: 0 12px 28px rgba(0, 0, 0, 0.05);
}

.loan-property-banner__content {
	display: flex;
	align-items: center;
	gap: 16px;
}

.loan-property-banner__icon {
	color: var(--color-accent);
	flex-shrink: 0;
	background: rgba(0, 212, 170, 0.08);
	padding: 10px;
	border-radius: 12px;
}

.loan-property-banner__text-wrap {
	display: flex;
	flex-direction: column;
	gap: 2px;
}

.loan-property-banner__title {
	margin: 0;
	font-size: 1rem;
	font-weight: 700;
	color: var(--color-primary-dark);
	line-height: 1.2;
}

.loan-property-banner__subtext {
	margin: 0;
	font-size: 0.82rem;
	font-weight: 500;
	color: var(--color-text-secondary);
	line-height: 1.4;
}

.loan-property-banner__actions {
	display: flex;
	margin-left: 12px;
}

@media (max-width: 768px) {
	.loan-property-banner {
		flex-direction: column;
		align-items: flex-start;
		gap: 16px;
		padding: 20px;
	}
	
	.loan-property-banner__actions {
		width: 100%;
		margin-left: 0;
	}
	
	.loan-property-banner__actions .btn {
		width: 100%;
		justify-content: center;
	}
}
